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    Apartment

    €98,000

    1 bedroom Apartment in Kaimakli

    Kaimakli, NICOSIA
    1 bedroom
    0 bathrooms
    50 m² interior

    Condition

    Resale

    Energy

    NA

    Floor

    2nd floor

    Features

    • Air Conditioning
    • Elevator
    • Balcony
    • Furnished
    • Parking

    Property description

    For sale: a charming one-bedroom apartment in the heart of Kaimakli. Nestled on the second floor of a well-maintained building with an elevator, this fully furnished residence boasts a comfortable internal space that is both inviting and practical. Kaimakli is a vibrant and historic neighborhood known for its friendly atmosphere and rich culture. Residents enjoy easy access to local cafes, restaurants, and shops, making daily life convenient and enjoyable. The area is also well-connected to public transport, ensuring that exploring the surrounding regions is effortless. Step inside your new home and discover a layout that maximizes space and functionality. The bedroom is cozy, providing a peaceful retreat, while the open-plan living area is bright, perfect for both relaxation and entertaining. This apartment is ideal for first-time buyers or those looking for an investment opportunity. Don't miss your chance to own a piece of Kaimakli living. For more information or to schedule a viewing, please contact Property Masters. We are here to help you find your perfect home.

    Location

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    Location details are based on the listing information provided by the owner/agent.

    Andreas Prodromou✓

    Agent

    Agency ref: 1320

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    Mortgage calculator

    Beta

    Estimate monthly payments, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.

    Beta feature — indicative estimates only, not financial or legal advice.

    Cyprus mortgage estimate
    Beta
    Last updated: 24 May 2026

    Mortgage calculator for this property

    Estimate the loan, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.

    Listing price€98,000

    Recommended max LTV: 80%. Cyprus banks commonly finance up to 80% of the property value for an owner-occupied primary residence.

    Resale property selected. VAT is estimated at €0 and transfer fees may apply because VAT is generally not payable on resale properties.

    First-time buyer status is informational only here; it does not change the payment, transfer fees, stamp duty, or mortgage registration estimate.

    Reduced 5% VAT depends on a main-residence declaration, property size/value limits, and Tax Department eligibility.

    sqm

    Use only if the planning-permit and declaration deadlines apply.

    €19,600 deposit80% financed
    %
    years
    Cyprus fee assumptions
    • Transfer fees are estimated at 3%, 5%, 8% bands, then 50% reduced when VAT is not paid.
    • Transfer fees are estimated from purchase price and VAT treatment only; buyer ownership status does not change them here.
    • No transfer fee is estimated when VAT applies to the transaction under current Land Registry practice.
    • Mortgage registration is estimated at 1% of the mortgage amount.
    • Stamp duty is shown as €0 because stamp duty was abolished for agreements from 1 January 2026.
    Details buyers normally need
    • ID/passport, proof of address, tax details, and source-of-funds evidence.
    • Recent payslips, employment contract, accounts for self-employed buyers, and bank statements.
    • Sales agreement, valuation, title deed or planning documents, insurance, and deposit proof.
    • Ask the bank which first-home products and documents apply.
    Before applying

    Estimates are indicative only and do not constitute financial advice or a lending offer. Actual lending decisions, fees, VAT treatment, and affordability assessments depend on the individual bank, the Tax Department, the Department of Lands and Surveys, and the buyer's personal circumstances.

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