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    Apartment

    €400,000

    2 bedroom Apartment in Town Center

    PAPHOS
    2 bedrooms
    0 bathrooms
    88 m² interior

    Condition

    Under Construction

    Energy

    NA

    Floor

    Ground floor

    Floorplan

    Features

    • Air Conditioning
    • Elevator
    • Balcony
    • Furnished
    • Parking
    • Pool
    • Storage Room

    Property description

    Under Construction – Prime Location | Town Center, Paphos Exclusively by Property Masters Discover your future home in the heart of Paphos — a stylish 2-bedroom ground-floor apartment with a spacious 88.5 m² of internal living space, designed for both comfort and functionality. Currently under construction. This residence combines modern aesthetics with cutting-edge sustainability, boasting an A+ energy efficiency rating for eco-conscious living. Key Features: 2 bright and spacious bedrooms Communal swimming pool Fully furnished with contemporary furniture & appliances Elevator access Gated complex for security and privacy Beautiful city views Prime Urban Location: Nestled in the core area of Paphos, this landmark development is surrounded by everything you need: City Hall, supermarkets, schools & hospitals Tree-lined streets, boutique shops, cafes & restaurants Parks and cultural landmarks Easy access to the highway – perfect for commuters Whether you're a city lover, a family, or an investor, this property offers the perfect blend of location, lifestyle, and long-term value. Contact Property Masters today to secure this exceptional home before it's gone!

    Location

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    Location details are based on the listing information provided by the owner/agent.

    M

    Marinela Vlad✓

    Agent

    Agency ref: 2010

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    Mortgage calculator

    Beta

    Estimate monthly payments, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.

    Beta feature — indicative estimates only, not financial or legal advice.

    Cyprus mortgage estimate
    Beta
    Last updated: 24 May 2026

    Mortgage calculator for this property

    Estimate the loan, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.

    Listing price€400,000

    Recommended max LTV: 80%. Cyprus banks commonly finance up to 80% of the property value for an owner-occupied primary residence.

    Resale property selected. VAT is estimated at €0 and transfer fees may apply because VAT is generally not payable on resale properties.

    First-time buyer status is informational only here; it does not change the payment, transfer fees, stamp duty, or mortgage registration estimate.

    Reduced 5% VAT depends on a main-residence declaration, property size/value limits, and Tax Department eligibility.

    sqm

    Use only if the planning-permit and declaration deadlines apply.

    €80,000 deposit80% financed
    %
    years
    Cyprus fee assumptions
    • Transfer fees are estimated at 3%, 5%, 8% bands, then 50% reduced when VAT is not paid.
    • Transfer fees are estimated from purchase price and VAT treatment only; buyer ownership status does not change them here.
    • No transfer fee is estimated when VAT applies to the transaction under current Land Registry practice.
    • Mortgage registration is estimated at 1% of the mortgage amount.
    • Stamp duty is shown as €0 because stamp duty was abolished for agreements from 1 January 2026.
    Details buyers normally need
    • ID/passport, proof of address, tax details, and source-of-funds evidence.
    • Recent payslips, employment contract, accounts for self-employed buyers, and bank statements.
    • Sales agreement, valuation, title deed or planning documents, insurance, and deposit proof.
    • Ask the bank which first-home products and documents apply.
    Before applying

    Estimates are indicative only and do not constitute financial advice or a lending offer. Actual lending decisions, fees, VAT treatment, and affordability assessments depend on the individual bank, the Tax Department, the Department of Lands and Surveys, and the buyer's personal circumstances.

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