€390,000
Modern 3-Bedroom Villas | Chloraka, Paphos
Condition
Under Construction
Energy
A
Features
- Air Conditioning
- Parking
- Pool
- Garden
Property description
Contemporary 3-bedroom villas in the highly desirable area of Chloraka, offering modern design, spacious living areas, and excellent investment potential. Designed for comfort and privacy, these homes provide the perfect balance between coastal living and everyday convenience. Ideally located just minutes from the beach, Paphos city centre, and all essential amenities, making them suitable for permanent residence, a holiday home, or rental investment. Contact us for availability and further details. P.G.A. Property Masters Ltd Registration No. 1140 | License No. 580
Location
Open full map(opens in a new tab)Location details are based on the listing information provided by the owner/agent.
Sign up for free to call or WhatsApp the agent, or send an enquiry below without an account.
Schedule a viewing
No account needed. Share your contact details and the agent will confirm a time.
Mortgage calculator
Estimate monthly payments, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.
Beta feature — indicative estimates only, not financial or legal advice.
Beta — mortgage estimates only
Mortgage calculator for this property
Estimate the loan, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.
Recommended max LTV: 80%. Cyprus banks commonly finance up to 80% of the property value for an owner-occupied primary residence.
Resale property selected. VAT is estimated at €0 and transfer fees may apply because VAT is generally not payable on resale properties.
First-time buyer status is informational only here; it does not change the payment, transfer fees, stamp duty, or mortgage registration estimate.
Reduced 5% VAT depends on a main-residence declaration, property size/value limits, and Tax Department eligibility.
Use only if the planning-permit and declaration deadlines apply.
- Transfer fees are estimated at 3%, 5%, 8% bands, then 50% reduced when VAT is not paid.
- Transfer fees are estimated from purchase price and VAT treatment only; buyer ownership status does not change them here.
- No transfer fee is estimated when VAT applies to the transaction under current Land Registry practice.
- Mortgage registration is estimated at 1% of the mortgage amount.
- Stamp duty is shown as €0 because stamp duty was abolished for agreements from 1 January 2026.
- ID/passport, proof of address, tax details, and source-of-funds evidence.
- Recent payslips, employment contract, accounts for self-employed buyers, and bank statements.
- Sales agreement, valuation, title deed or planning documents, insurance, and deposit proof.
- Ask the bank which first-home products and documents apply.
Estimates are indicative only and do not constitute financial advice or a lending offer. Actual lending decisions, fees, VAT treatment, and affordability assessments depend on the individual bank, the Tax Department, the Department of Lands and Surveys, and the buyer's personal circumstances.