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    Apartment

    €215,000

    3 bedroom Apartment in Egkomi

    Egkomi, NICOSIA
    3 bedrooms
    0 bathrooms
    111 m² interior

    Condition

    Resale

    Energy

    A

    Floor

    3rd floor

    Features

    • Air Conditioning
    • Elevator
    • Furnished
    • Parking

    Property description

    3-Bedroom Apartment for Sale – Engomi, Nicosia A fully renovated and furnished three-bedroom apartment is available for sale in one of the most prestigious and sought-after areas of Nicosia, in Engomi. The property is located on the 3rd floor of a well-maintained building, originally constructed in 1990, and offers spacious and functional living areas, ideal for a family or a group of individuals. Features: • 3 bedrooms • Fully renovated • Fully furnished • Private parking space • Year of construction: 1990 It is situated in one of the most desirable and easily accessible areas of Nicosia, close to services, universities, and main roads. An excellent investment opportunity for those seeking comfort, modern renovation, and a prime location in Engomi. Πωλείται Διαμέρισμα 3 Υπνοδωματίων – Έγκωμη, Λευκωσία Πωλείται πλήρως ανακαινισμένο και επιπλωμένο διαμέρισμα τριών υπνοδωματίων σε μία από τις πιο αξιόλογες και περιζήτητες περιοχές της Λευκωσίας, στην Έγκωμη. Το ακίνητο βρίσκεται στον 3ο όροφο καλοδιατηρημένης πολυκατοικίας, κατασκευής 1990, και προσφέρει άνετους και λειτουργικούς χώρους διαβίωσης, κατάλληλους για οικογένεια ή ομάδα ατόμων. Χαρακτηριστικά: • 3 υπνοδωμάτια • Πλήρως ανακαινισμένο • Επιπλωμένο • Ιδιωτικός χώρος στάθμευσης • Έτος ανέγερσης: 1990 Βρίσκεται σε μία από τις πιο περιζήτητες και εύκολα προσβάσιμες περιοχές της Λευκωσίας, κοντά σε υπηρεσίες, πανεπιστήμια και κεντρικούς δρόμους. Ιδανική επενδυτική ευκαιρία για όσους αναζητούν άνεση, σύγχρονη ανακαίνιση και προνομιακή τοποθεσία στην Έγκωμη.

    Location

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    Andreas Prodromou✓

    Agent

    Agency ref: 4022

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    Mortgage calculator

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    Estimate monthly payments, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.

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    Cyprus mortgage estimate
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    Last updated: 24 May 2026

    Mortgage calculator for this property

    Estimate the loan, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.

    Listing price€215,000

    Recommended max LTV: 80%. Cyprus banks commonly finance up to 80% of the property value for an owner-occupied primary residence.

    Resale property selected. VAT is estimated at €0 and transfer fees may apply because VAT is generally not payable on resale properties.

    First-time buyer status is informational only here; it does not change the payment, transfer fees, stamp duty, or mortgage registration estimate.

    Reduced 5% VAT depends on a main-residence declaration, property size/value limits, and Tax Department eligibility.

    sqm

    Use only if the planning-permit and declaration deadlines apply.

    €43,000 deposit80% financed
    %
    years
    Cyprus fee assumptions
    • Transfer fees are estimated at 3%, 5%, 8% bands, then 50% reduced when VAT is not paid.
    • Transfer fees are estimated from purchase price and VAT treatment only; buyer ownership status does not change them here.
    • No transfer fee is estimated when VAT applies to the transaction under current Land Registry practice.
    • Mortgage registration is estimated at 1% of the mortgage amount.
    • Stamp duty is shown as €0 because stamp duty was abolished for agreements from 1 January 2026.
    Details buyers normally need
    • ID/passport, proof of address, tax details, and source-of-funds evidence.
    • Recent payslips, employment contract, accounts for self-employed buyers, and bank statements.
    • Sales agreement, valuation, title deed or planning documents, insurance, and deposit proof.
    • Ask the bank which first-home products and documents apply.
    Before applying

    Estimates are indicative only and do not constitute financial advice or a lending offer. Actual lending decisions, fees, VAT treatment, and affordability assessments depend on the individual bank, the Tax Department, the Department of Lands and Surveys, and the buyer's personal circumstances.

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