€500,000
House in Agios Ioannis
Condition
Resale
Energy
NA
Features
- Air Conditioning
- Parking
- Storage Room
Property description
Discover this exceptional two-level family home located in the sought-after area of Agios Ioannis, offering generous living spaces, privacy, and excellent access to everyday amenities. The ground floor welcomes you with a bright separate living and dining area, a modern open-plan kitchen, two spacious bedrooms, and a family bathroom. The lower level features an additional living room, a separate kitchen, two more bedrooms, and another family bathroom — making it ideal for large families, guests, or dual living arrangements. The property also boasts a beautiful private courtyard with a landscaped garden, covered parking for one car, solar panels, and air conditioning throughout all rooms for year-round comfort. Conveniently situated close to supermarkets, parks, schools, shops, restaurants, and with easy access to the city center and main roads. Property Features 4 spacious bedrooms 2 family bathrooms Separate living & dining area 2 kitchens Additional living room on basement level Air conditioning in all rooms Solar panels Large courtyard & beautiful garden Covered parking Quiet residential location Close to all amenities Is the house furnished? The property can be discussed depending on tenant requirements. Please contact for full details. Is the property suitable for large families? Yes, the layout is ideal for large families or those needing separate living areas. Are pets allowed? Pets may be considered depending on the type and size. Please inquire for more information. Is there parking available? Yes, the property includes covered parking for one vehicle. Does the house have air conditioning? Yes, air conditioning units are installed in all rooms. How far are amenities? Supermarkets, parks, restaurants, schools, and other daily amenities are just minutes away. Is the house available immediately? Yes, the property is available now. How can I arrange a viewing? Please contact us directly to schedule a private viewing appointment.
Location
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Mortgage calculator
Estimate monthly payments, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.
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Beta — mortgage estimates only
Mortgage calculator for this property
Estimate the loan, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.
Recommended max LTV: 80%. Cyprus banks commonly finance up to 80% of the property value for an owner-occupied primary residence.
Resale property selected. VAT is estimated at €0 and transfer fees may apply because VAT is generally not payable on resale properties.
First-time buyer status is informational only here; it does not change the payment, transfer fees, stamp duty, or mortgage registration estimate.
Reduced 5% VAT depends on a main-residence declaration, property size/value limits, and Tax Department eligibility.
Use only if the planning-permit and declaration deadlines apply.
- Transfer fees are estimated at 3%, 5%, 8% bands, then 50% reduced when VAT is not paid.
- Transfer fees are estimated from purchase price and VAT treatment only; buyer ownership status does not change them here.
- No transfer fee is estimated when VAT applies to the transaction under current Land Registry practice.
- Mortgage registration is estimated at 1% of the mortgage amount.
- Stamp duty is shown as €0 because stamp duty was abolished for agreements from 1 January 2026.
- ID/passport, proof of address, tax details, and source-of-funds evidence.
- Recent payslips, employment contract, accounts for self-employed buyers, and bank statements.
- Sales agreement, valuation, title deed or planning documents, insurance, and deposit proof.
- Ask the bank which first-home products and documents apply.
Estimates are indicative only and do not constitute financial advice or a lending offer. Actual lending decisions, fees, VAT treatment, and affordability assessments depend on the individual bank, the Tax Department, the Department of Lands and Surveys, and the buyer's personal circumstances.