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    Apartment

    €175,000

    3 Bedroom Apartment , Agioi Omologites, Nicosia

    Agioi Omologites, NICOSIA
    3 bedrooms
    1 bathroom
    107 m² interior

    Condition

    Resale

    Energy

    NA

    Features

    • Parking

    Property description

    Location • Residing within the highly desirable and central neighbourhood of Agioi Omologites, one of Nicosia’s most distinguished residential areas. • Situated in close proximity to prominent educational institutions, making it an exceptionally convenient choice for families with children. • A full spectrum of urban amenities, including supermarkets, cafes, boutiques, and essential services, are all located within easy reach. • The apartment's position provides outstanding connectivity to the city centre and major road networks for effortless commuting across the capital. External Features • Occupying the third floor of a well-maintained, five-storey residential building, offering a secure and established living environment. • The property includes two private uncovered verandas, which provide valuable outdoor space for relaxation or enjoying city views. • Includes a dedicated private parking space conveniently located in the building’s basement, ensuring secure vehicle storage. • Residents benefit from an exclusive storage room, also in the basement, which is ideal for stowing away seasonal or bulky items. Internal Characteristics • Spanning a generous 107 square metres, the apartment's interior provides a remarkably spacious and comfortable atmosphere. • The intelligent floor plan features a large, welcoming living and dining room, creating a versatile space for entertaining and family life. • A separate, functional kitchen is complemented by its own secondary dining area, offering a practical solution for everyday meals. • Accommodation consists of three well-sized bedrooms, a main family bathroom, and a separate guest toilet for added convenience. Advantages - Special Features • Represents an outstanding investment prospect with high rental yield potential due to its prime location and spacious layout. • The availability of a separate title deed for the property ensures a secure investment and a straightforward ownership transfer process. • Perfectly suited as a permanent residence for families or professionals seeking comfort and convenience in the heart of the capital. • Equipped with solar panels for efficient water heating, which effectively reduces household utility expenses and improves energy use.

    Location

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    Location details are based on the listing information provided by the owner/agent.

    Nicosia Head Office

    Agent

    Agency ref: 53895

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    Mortgage calculator

    Beta

    Estimate monthly payments, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.

    Beta feature — indicative estimates only, not financial or legal advice.

    Cyprus mortgage estimate
    Beta
    Last updated: 24 May 2026

    Mortgage calculator for this property

    Estimate the loan, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.

    Listing price€175,000

    Recommended max LTV: 80%. Cyprus banks commonly finance up to 80% of the property value for an owner-occupied primary residence.

    Resale property selected. VAT is estimated at €0 and transfer fees may apply because VAT is generally not payable on resale properties.

    First-time buyer status is informational only here; it does not change the payment, transfer fees, stamp duty, or mortgage registration estimate.

    Reduced 5% VAT depends on a main-residence declaration, property size/value limits, and Tax Department eligibility.

    sqm

    Use only if the planning-permit and declaration deadlines apply.

    €35,000 deposit80% financed
    %
    years
    Cyprus fee assumptions
    • Transfer fees are estimated at 3%, 5%, 8% bands, then 50% reduced when VAT is not paid.
    • Transfer fees are estimated from purchase price and VAT treatment only; buyer ownership status does not change them here.
    • No transfer fee is estimated when VAT applies to the transaction under current Land Registry practice.
    • Mortgage registration is estimated at 1% of the mortgage amount.
    • Stamp duty is shown as €0 because stamp duty was abolished for agreements from 1 January 2026.
    Details buyers normally need
    • ID/passport, proof of address, tax details, and source-of-funds evidence.
    • Recent payslips, employment contract, accounts for self-employed buyers, and bank statements.
    • Sales agreement, valuation, title deed or planning documents, insurance, and deposit proof.
    • Ask the bank which first-home products and documents apply.
    Before applying

    Estimates are indicative only and do not constitute financial advice or a lending offer. Actual lending decisions, fees, VAT treatment, and affordability assessments depend on the individual bank, the Tax Department, the Department of Lands and Surveys, and the buyer's personal circumstances.

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