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    Apartment

    €160,000

    3 Bedroom Apartment , Egkomi, Nicosia

    Egkomi, NICOSIA
    3 bedrooms
    1 bathroom
    105 m² interior

    Condition

    Resale

    Energy

    NA

    Features

    • Parking

    Property description

    Location • Situated in the highly desirable residential area of Egkomi, offering a sophisticated and convenient urban lifestyle for its residents. • Superb connectivity is assured via close proximity to major avenues, providing swift access to the Nicosia city centre and highway network. • The neighbourhood is distinguished by nearby embassies and corporate offices, a factor which enhances its overall security and prestige. • A fantastic array of amenities including supermarkets, cafes, and restaurants are all conveniently located within an easy walking distance. • Residents enjoy ready access to recreational facilities like the municipal swimming pool, perfect for leisure and family activities. External Features • Positioned on the fifth floor of an established residential building, this apartment affords greater privacy and pleasant elevated city views. • A generous covered veranda extends the living space, creating a valuable private area for year-round outdoor relaxation and enjoyment. • Ownership includes a dedicated covered parking space on the ground floor, adding significant daily convenience and value to the property. • The building maintains a secure entrance and well-kept communal areas, presenting a welcoming and respectable residential environment. Internal Characteristics • This spacious apartment provides 105 square meters of internal area, featuring a practical layout that was partially renovated in 2014. • An inviting open-plan living and dining area serves as the sociable heart of the home, which is filled with abundant natural light. • Three well-proportioned bedrooms offer flexible accommodation suitable for a family, for hosting guests, or for creating a dedicated home office. • Its functional floor plan includes a separate kitchen, offering a self-contained and practical space for all culinary activities and storage. Advantages - Special Features • A separate title deed is available for the property, ensuring a secure transaction and a straightforward transfer of ownership for the buyer. • This apartment represents an excellent investment, with strong rental yield potential due to its prime location and consistent high demand. • The functional three-bedroom layout makes this an ideal permanent residence for a family seeking both comfort and ultimate city convenience. • Its combination of a prime address, spacious interior, and private parking makes it a rare and valuable find in the Nicosia property market.

    Location

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    Location details are based on the listing information provided by the owner/agent.

    Nicosia Head Office

    Agent

    Agency ref: 53896

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    Mortgage calculator

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    Estimate monthly payments, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.

    Beta feature — indicative estimates only, not financial or legal advice.

    Cyprus mortgage estimate
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    Last updated: 24 May 2026

    Mortgage calculator for this property

    Estimate the loan, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.

    Listing price€160,000

    Recommended max LTV: 80%. Cyprus banks commonly finance up to 80% of the property value for an owner-occupied primary residence.

    Resale property selected. VAT is estimated at €0 and transfer fees may apply because VAT is generally not payable on resale properties.

    First-time buyer status is informational only here; it does not change the payment, transfer fees, stamp duty, or mortgage registration estimate.

    Reduced 5% VAT depends on a main-residence declaration, property size/value limits, and Tax Department eligibility.

    sqm

    Use only if the planning-permit and declaration deadlines apply.

    €32,000 deposit80% financed
    %
    years
    Cyprus fee assumptions
    • Transfer fees are estimated at 3%, 5%, 8% bands, then 50% reduced when VAT is not paid.
    • Transfer fees are estimated from purchase price and VAT treatment only; buyer ownership status does not change them here.
    • No transfer fee is estimated when VAT applies to the transaction under current Land Registry practice.
    • Mortgage registration is estimated at 1% of the mortgage amount.
    • Stamp duty is shown as €0 because stamp duty was abolished for agreements from 1 January 2026.
    Details buyers normally need
    • ID/passport, proof of address, tax details, and source-of-funds evidence.
    • Recent payslips, employment contract, accounts for self-employed buyers, and bank statements.
    • Sales agreement, valuation, title deed or planning documents, insurance, and deposit proof.
    • Ask the bank which first-home products and documents apply.
    Before applying

    Estimates are indicative only and do not constitute financial advice or a lending offer. Actual lending decisions, fees, VAT treatment, and affordability assessments depend on the individual bank, the Tax Department, the Department of Lands and Surveys, and the buyer's personal circumstances.

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