€340,000
4 Bedroom House , Lakatameia, Nicosia
Condition
Resale
Energy
D
Features
- Parking
- Storage Room
- Garden
Property description
Location • Situated within a quiet, desirable residential quarter of Lakatameia, known for its peaceful and family-oriented atmosphere. • The home enjoys excellent connectivity to major arterial roads, providing quick access to Nicosia’s vibrant city centre. • A wide selection of essential amenities, including supermarkets, schools, and local shops, are all located within easy reach. • This prime location offers a perfect balance of serene suburban living while remaining close to the capital's commercial hubs. External Features • Positioned on an advantageous corner plot, the property benefits from increased privacy and a generous surrounding yard area. • Outdoor living is well-catered for with a covered veranda for shaded relaxation and an uncovered patio for entertaining. • The property includes dedicated parking for two vehicles, featuring one covered space and an additional uncovered guest bay. • Its timeless architecture is complemented by a functional layout that includes an external boiler room and tidy grounds. Internal Characteristics • The ground floor comprises a spacious open-plan living and dining room, creating a bright and welcoming social area. • A large, separate kitchen is a key feature, complete with an informal sitting area perfect for casual family meals. • Four well-proportioned bedrooms are located on the first floor, including a master suite with its own private en-suite facility. • A bonus attic level offers a flexible open-plan room and storage, perfectly suited as a playroom or quiet home office. • Comfort is assured with double-glazed windows throughout and a full oil-fired central heating system for the winter months. Advantages - Special Features • The property is offered with a separate title deed, ensuring a secure investment and a straightforward transfer of ownership. • This spacious four-bedroom home represents an outstanding opportunity for families seeking a permanent residence in a prime location. • Its functional layout, ample storage options, and desirable setting combine to provide an exceptional quality of life. • The location in a sought-after Lakatameia neighbourhood signifies a sound investment with strong potential for long-term appreciation.
Location
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Mortgage calculator
Estimate monthly payments, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.
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Mortgage calculator for this property
Estimate the loan, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.
Recommended max LTV: 80%. Cyprus banks commonly finance up to 80% of the property value for an owner-occupied primary residence.
Resale property selected. VAT is estimated at €0 and transfer fees may apply because VAT is generally not payable on resale properties.
First-time buyer status is informational only here; it does not change the payment, transfer fees, stamp duty, or mortgage registration estimate.
Reduced 5% VAT depends on a main-residence declaration, property size/value limits, and Tax Department eligibility.
Use only if the planning-permit and declaration deadlines apply.
- Transfer fees are estimated at 3%, 5%, 8% bands, then 50% reduced when VAT is not paid.
- Transfer fees are estimated from purchase price and VAT treatment only; buyer ownership status does not change them here.
- No transfer fee is estimated when VAT applies to the transaction under current Land Registry practice.
- Mortgage registration is estimated at 1% of the mortgage amount.
- Stamp duty is shown as €0 because stamp duty was abolished for agreements from 1 January 2026.
- ID/passport, proof of address, tax details, and source-of-funds evidence.
- Recent payslips, employment contract, accounts for self-employed buyers, and bank statements.
- Sales agreement, valuation, title deed or planning documents, insurance, and deposit proof.
- Ask the bank which first-home products and documents apply.
Estimates are indicative only and do not constitute financial advice or a lending offer. Actual lending decisions, fees, VAT treatment, and affordability assessments depend on the individual bank, the Tax Department, the Department of Lands and Surveys, and the buyer's personal circumstances.