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    Villa

    €540,000

    Modern 3-Bed Detached Villa in Dekeleia, Furnished

    LARNACA
    3 bedrooms
    4 bathrooms
    170 m² interior
    300 m² plot

    Condition

    Resale

    Energy

    NA

    Year built

    2018

    Features

    • Air Conditioning
    • Furnished
    • Parking
    • Security System
    • Storage Room
    • Garden

    Property description

    Offering an exceptional blend of modern comfort and effortless coastal living, this impressive 170 m2 detached villa in Dekeleia represents an outstanding opportunity. Completed in 2018 with an energy efficiency rating of A+, the residence delivers outstanding thermal performance and contemporary architectural style in an enviable setting. Step inside to discover bright, thoughtfully designed ground-floor living spaces that arrive fully furnished, allowing you to settle in immediately without the stress of decorating. The open and welcoming reception areas flow naturally, perfect for both relaxed everyday routines and entertaining guests. Each of the three generously proportioned bedrooms provides a tranquil retreat, complemented by four well-appointed bathrooms that ensure privacy and convenience for the whole household. Nestled in the sought-after coastal enclave of Dekeleia, the home benefits from immediate access to local amenities and swift connections to the nearby highway, putting neighboring cities and the coastline within easy reach. Whether you are looking for a serene permanent family home or a refined holiday haven, this property offers a wonderfully balanced lifestyle. Contact Property Masters today to arrange your private viewing.

    Location

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    Location details are based on the listing information provided by the owner/agent.

    M

    Maria Antoniou✓

    Agent

    Agency ref: 4904

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    Mortgage calculator

    Beta

    Estimate monthly payments, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.

    Beta feature — indicative estimates only, not financial or legal advice.

    Cyprus mortgage estimate
    Beta
    Last updated: 24 May 2026

    Mortgage calculator for this property

    Estimate the loan, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.

    Listing price€540,000

    Recommended max LTV: 80%. Cyprus banks commonly finance up to 80% of the property value for an owner-occupied primary residence.

    Resale property selected. VAT is estimated at €0 and transfer fees may apply because VAT is generally not payable on resale properties.

    First-time buyer status is informational only here; it does not change the payment, transfer fees, stamp duty, or mortgage registration estimate.

    Reduced 5% VAT depends on a main-residence declaration, property size/value limits, and Tax Department eligibility.

    sqm

    Use only if the planning-permit and declaration deadlines apply.

    €108,000 deposit80% financed
    %
    years
    Cyprus fee assumptions
    • Transfer fees are estimated at 3%, 5%, 8% bands, then 50% reduced when VAT is not paid.
    • Transfer fees are estimated from purchase price and VAT treatment only; buyer ownership status does not change them here.
    • No transfer fee is estimated when VAT applies to the transaction under current Land Registry practice.
    • Mortgage registration is estimated at 1% of the mortgage amount.
    • Stamp duty is shown as €0 because stamp duty was abolished for agreements from 1 January 2026.
    Details buyers normally need
    • ID/passport, proof of address, tax details, and source-of-funds evidence.
    • Recent payslips, employment contract, accounts for self-employed buyers, and bank statements.
    • Sales agreement, valuation, title deed or planning documents, insurance, and deposit proof.
    • Ask the bank which first-home products and documents apply.
    Before applying

    Estimates are indicative only and do not constitute financial advice or a lending offer. Actual lending decisions, fees, VAT treatment, and affordability assessments depend on the individual bank, the Tax Department, the Department of Lands and Surveys, and the buyer's personal circumstances.

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