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    Villa

    €465,000

    Spacious 5-Bedroom Villa in Kiti on Large Plot

    LARNACA → Kiti
    5 bedrooms
    3 bathrooms
    220 m² interior
    534 m² plot

    Condition

    Resale

    Energy

    A

    Year built

    2010

    Features

    • Air Conditioning
    • Balcony
    • Furnished
    • Parking
    • Security System
    • Storage Room
    • Garden

    Property description

    An exclusive Generous proportions and effortless single-level living define this welcoming five-bedroom detached villa in Kiti. Built in 2010 on an expansive plot, the residence offers 220 m2 of comfortable interior space and benefits from an impressive Energy Efficiency Category A rating, making it an ideal choice for growing families seeking both space and efficiency. Step inside to discover an inviting layout thoughtfully arranged across the ground floor. The expansive living and dining areas create an easy flow for both entertaining and quiet evenings, transitioning toward five bright bedrooms and three well-appointed bathrooms. A central air conditioning system provides reliable climate control across every season, while the home arrives partially furnished so you can begin enjoying your new surroundings right away. Outside, the extensive grounds provide an open canvas for relaxed outdoor entertaining, gardening, or peaceful afternoons under the Mediterranean sun. Nestled in a friendly neighborhood setting, the property keeps daily amenities within easy reach and offers fast connections to the highway for stress-free travel. To discover everything this delightful family home has to offer, contact Property Masters today to schedule your private viewing.

    Location

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    Approximate area: LARNACA → Kiti

    M

    Maria Antoniou✓

    Agent

    Agency ref: 4946

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    Mortgage calculator

    Beta

    Estimate monthly payments, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.

    Beta feature — indicative estimates only, not financial or legal advice.

    Cyprus mortgage estimate
    Beta
    Last updated: 24 May 2026

    Mortgage calculator for this property

    Estimate the loan, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.

    Listing price€465,000

    Recommended max LTV: 80%. Cyprus banks commonly finance up to 80% of the property value for an owner-occupied primary residence.

    Resale property selected. VAT is estimated at €0 and transfer fees may apply because VAT is generally not payable on resale properties.

    First-time buyer status is informational only here; it does not change the payment, transfer fees, stamp duty, or mortgage registration estimate.

    Reduced 5% VAT depends on a main-residence declaration, property size/value limits, and Tax Department eligibility.

    sqm

    Use only if the planning-permit and declaration deadlines apply.

    €93,000 deposit80% financed
    %
    years
    Cyprus fee assumptions
    • Transfer fees are estimated at 3%, 5%, 8% bands, then 50% reduced when VAT is not paid.
    • Transfer fees are estimated from purchase price and VAT treatment only; buyer ownership status does not change them here.
    • No transfer fee is estimated when VAT applies to the transaction under current Land Registry practice.
    • Mortgage registration is estimated at 1% of the mortgage amount.
    • Stamp duty is shown as €0 because stamp duty was abolished for agreements from 1 January 2026.
    Details buyers normally need
    • ID/passport, proof of address, tax details, and source-of-funds evidence.
    • Recent payslips, employment contract, accounts for self-employed buyers, and bank statements.
    • Sales agreement, valuation, title deed or planning documents, insurance, and deposit proof.
    • Ask the bank which first-home products and documents apply.
    Before applying

    Estimates are indicative only and do not constitute financial advice or a lending offer. Actual lending decisions, fees, VAT treatment, and affordability assessments depend on the individual bank, the Tax Department, the Department of Lands and Surveys, and the buyer's personal circumstances.

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