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    Apartment

    €315,000

    Apartment in Empa

    PAPHOS
    2 bedrooms
    2 bathrooms
    140 m² interior

    Condition

    Brand New

    Energy

    A

    Floor

    1st floor

    Features

    • Air Conditioning
    • Elevator
    • Parking
    • Storage Room

    Property description

    Discover contemporary Mediterranean living in this beautifully designed two-bedroom apartment, offering generous space, modern comfort, and a convenient setting in Paphos. With a total covered area of 140.03 m², this off-plan property combines spacious interiors with a thoughtfully planned layout, creating an ideal home for permanent residence, a holiday retreat, or an investment opportunity. Situated within easy reach of shops, cafes, schools, and the city centre, the apartment also offers convenient access to beautiful beaches, the picturesque harbour, and a variety of restaurants and leisure facilities. Property Features Property Type: Apartment Bedrooms: 2 Total Covered Area: 140.03 m² Floor: First Floor Energy Efficiency: Category A Swimming Pool: No Construction Stage: Off-plan A Lifestyle of Comfort and Convenience Designed with modern living in mind, this apartment offers an appealing balance of space, functionality, and accessibility. Whether you are looking for a stylish new home, a Mediterranean holiday property, or a long-term investment, this is an opportunity to own a contemporary apartment in one of Cyprus’s popular coastal cities. Project highlights Solid Core Flush Door Double Glazed Thermal Insulation Granite Counter Pressurised Water Pump Solar Heater Storage Rooms Allocated Parking Frequently Asked Questions (FAQ) 1. What is the asking price? The apartment is priced at €315,000 + VAT. 2. How many bedrooms does it have? The apartment features two bedrooms. 3. What is the total covered area? The total covered area is 140.03 m². 4. Which floor is the apartment on? It is located on the first floor. 5. Is the property ready to move in? No, the apartment is currently offered off-plan. 6. What is the energy efficiency rating? The property has an Energy Efficiency Category A rating. 7. Does the development have a swimming pool? No, there is no swimming pool. 8. Is the apartment suitable for investment? Yes, it may be suitable for investment, holiday use, or permanent residence, depending on your needs. 9. How can I get more information? Contact us for further details, availability, and purchase information.

    Location

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    Location details are based on the listing information provided by the owner/agent.

    Nicosia Head Office

    Agent

    Agency ref: 35477

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    Mortgage calculator

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    Estimate monthly payments, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.

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    Cyprus mortgage estimate
    Beta
    Last updated: 24 May 2026

    Mortgage calculator for this property

    Estimate the loan, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.

    Listing price€315,000

    Recommended max LTV: 80%. Cyprus banks commonly finance up to 80% of the property value for an owner-occupied primary residence.

    Resale property selected. VAT is estimated at €0 and transfer fees may apply because VAT is generally not payable on resale properties.

    First-time buyer status is informational only here; it does not change the payment, transfer fees, stamp duty, or mortgage registration estimate.

    Reduced 5% VAT depends on a main-residence declaration, property size/value limits, and Tax Department eligibility.

    sqm

    Use only if the planning-permit and declaration deadlines apply.

    €63,000 deposit80% financed
    %
    years
    Cyprus fee assumptions
    • Transfer fees are estimated at 3%, 5%, 8% bands, then 50% reduced when VAT is not paid.
    • Transfer fees are estimated from purchase price and VAT treatment only; buyer ownership status does not change them here.
    • No transfer fee is estimated when VAT applies to the transaction under current Land Registry practice.
    • Mortgage registration is estimated at 1% of the mortgage amount.
    • Stamp duty is shown as €0 because stamp duty was abolished for agreements from 1 January 2026.
    Details buyers normally need
    • ID/passport, proof of address, tax details, and source-of-funds evidence.
    • Recent payslips, employment contract, accounts for self-employed buyers, and bank statements.
    • Sales agreement, valuation, title deed or planning documents, insurance, and deposit proof.
    • Ask the bank which first-home products and documents apply.
    Before applying

    Estimates are indicative only and do not constitute financial advice or a lending offer. Actual lending decisions, fees, VAT treatment, and affordability assessments depend on the individual bank, the Tax Department, the Department of Lands and Surveys, and the buyer's personal circumstances.

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