€295,000
House in Universal
Condition
Resale
Energy
NA
Features
- Air Conditioning
- Parking
- Storage Room
Property description
Capturing expansive city views from its setting in Universal, this inviting 100 m2 semi-detached house offers a wonderful blend of relaxed comfort and everyday convenience. Offered at 295,000 EUR, this resale residence presents an ideal opportunity for professionals, small families, or buyers seeking an easy-care home in Cyprus. Inside, the well-proportioned layout feels bright and welcoming from the moment you enter. The living spaces transition naturally toward two restful bedrooms and a neatly appointed bathroom, creating a comfortable environment designed for low-maintenance living. With the property offered optionally furnished, you have the flexibility to move straight in or tailor the interiors to your personal taste. Situated in the popular Universal neighborhood, the home places daily essentials within moments of your front door. Renowned for its friendly community atmosphere and central positioning, the area ensures local amenities are within easy reach, while immediate connectivity to the highway allows for seamless travel across the region.
Location
Open full map(opens in a new tab)Location details are based on the listing information provided by the owner/agent.
Sign up for free to call or WhatsApp the agent, or send an enquiry below without an account.
Schedule a viewing
No account needed. Share your contact details and the agent will confirm a time.
Mortgage calculator
Estimate monthly payments, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.
Beta feature — indicative estimates only, not financial or legal advice.
Beta — mortgage estimates only
Mortgage calculator for this property
Estimate the loan, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.
Recommended max LTV: 80%. Cyprus banks commonly finance up to 80% of the property value for an owner-occupied primary residence.
Resale property selected. VAT is estimated at €0 and transfer fees may apply because VAT is generally not payable on resale properties.
First-time buyer status is informational only here; it does not change the payment, transfer fees, stamp duty, or mortgage registration estimate.
Reduced 5% VAT depends on a main-residence declaration, property size/value limits, and Tax Department eligibility.
Use only if the planning-permit and declaration deadlines apply.
- Transfer fees are estimated at 3%, 5%, 8% bands, then 50% reduced when VAT is not paid.
- Transfer fees are estimated from purchase price and VAT treatment only; buyer ownership status does not change them here.
- No transfer fee is estimated when VAT applies to the transaction under current Land Registry practice.
- Mortgage registration is estimated at 1% of the mortgage amount.
- Stamp duty is shown as €0 because stamp duty was abolished for agreements from 1 January 2026.
- ID/passport, proof of address, tax details, and source-of-funds evidence.
- Recent payslips, employment contract, accounts for self-employed buyers, and bank statements.
- Sales agreement, valuation, title deed or planning documents, insurance, and deposit proof.
- Ask the bank which first-home products and documents apply.
Estimates are indicative only and do not constitute financial advice or a lending offer. Actual lending decisions, fees, VAT treatment, and affordability assessments depend on the individual bank, the Tax Department, the Department of Lands and Surveys, and the buyer's personal circumstances.