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    Apartment

    €100,000

    Apartment in Latchi

    Latchi, PAPHOS
    1 bedroom
    1 bathroom
    45 m² interior

    Condition

    Resale

    Energy

    G

    Floor

    1st floor

    Features

    • Air Conditioning
    • Pool
    • Garden

    Property description

    One-Bedroom Apartment with Sea Views – Ideal Investment or Holiday Home An excellent opportunity to acquire a furnished one-bedroom apartment in a resort-style development close to the sea, nestled on the edge of a protected natural reserve. Located on the upper floor of Block F, the apartment offers 45 sqm of covered internal area and 9 sqm of uncovered verandas, with beautiful sea views. The property features an open-plan living area with a kitchenette and sitting space, one bedroom, and a bathroom with WC. The apartment is offered furnished, making it an ideal choice for a relaxing holiday retreat or an investment property. The resort comprises a total of 59 apartments, including studios, one-bedroom and two-bedroom units, and offers a range of leisure facilities, including an outdoor swimming pool with a bar, an indoor saltwater swimming pool and a sauna. Conveniently situated just a three-minute drive from the beach and within easy reach of a charming harbour, nearby towns and historical attractions, the property offers an appealing combination of coastal living, natural surroundings and convenience. A unique opportunity to own a furnished seaside apartment in a tranquil resort setting, ideal for personal holidays or as an investment. Frequently Asked Questions 1. What type of property is available? A furnished one-bedroom apartment located on the upper floor of Block F. 2. What is the size of the apartment? 45 sqm of covered internal area and 9 sqm of uncovered verandas. 3. Does the apartment offer sea views? Yes, the apartment enjoys sea views. 4. Is the apartment furnished? Yes, the apartment is offered furnished. 5. What facilities does the resort offer? An outdoor swimming pool with a bar, an indoor saltwater swimming pool and a sauna. 6. How far is the beach? The beach is just a three-minute drive away. 7. Is the property suitable for investment? Yes, it is an attractive option for a holiday home or an investment property. 8. What attractions are nearby? Nearby amenities include a harbour, local towns and historical attractions.

    Location

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    Location details are based on the listing information provided by the owner/agent.

    Nicosia Head Office

    Agent

    Agency ref: 35484

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    Mortgage calculator

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    Estimate monthly payments, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.

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    Cyprus mortgage estimate
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    Last updated: 24 May 2026

    Mortgage calculator for this property

    Estimate the loan, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.

    Listing price€100,000

    Recommended max LTV: 80%. Cyprus banks commonly finance up to 80% of the property value for an owner-occupied primary residence.

    Resale property selected. VAT is estimated at €0 and transfer fees may apply because VAT is generally not payable on resale properties.

    First-time buyer status is informational only here; it does not change the payment, transfer fees, stamp duty, or mortgage registration estimate.

    Reduced 5% VAT depends on a main-residence declaration, property size/value limits, and Tax Department eligibility.

    sqm

    Use only if the planning-permit and declaration deadlines apply.

    €20,000 deposit80% financed
    %
    years
    Cyprus fee assumptions
    • Transfer fees are estimated at 3%, 5%, 8% bands, then 50% reduced when VAT is not paid.
    • Transfer fees are estimated from purchase price and VAT treatment only; buyer ownership status does not change them here.
    • No transfer fee is estimated when VAT applies to the transaction under current Land Registry practice.
    • Mortgage registration is estimated at 1% of the mortgage amount.
    • Stamp duty is shown as €0 because stamp duty was abolished for agreements from 1 January 2026.
    Details buyers normally need
    • ID/passport, proof of address, tax details, and source-of-funds evidence.
    • Recent payslips, employment contract, accounts for self-employed buyers, and bank statements.
    • Sales agreement, valuation, title deed or planning documents, insurance, and deposit proof.
    • Ask the bank which first-home products and documents apply.
    Before applying

    Estimates are indicative only and do not constitute financial advice or a lending offer. Actual lending decisions, fees, VAT treatment, and affordability assessments depend on the individual bank, the Tax Department, the Department of Lands and Surveys, and the buyer's personal circumstances.

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