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    Apartment

    €280,000

    Apartment in Pafos

    PAPHOS
    1 bedroom
    1 bathroom
    61 m² interior

    Condition

    Brand New

    Energy

    A

    Floor

    1st floor

    Features

    • Air Conditioning
    • Elevator
    • Parking

    Property description

    Contemporary One-Bedroom Apartment – First Floor This modern one-bedroom apartment is situated on the first floor of an exclusive boutique residential development comprising just 12 apartments in a desirable city-centre location. Currently under construction, the development combines contemporary architecture, functional layouts, and energy-efficient design to provide comfortable and convenient urban living. The apartment offers 61 m² of covered internal living space, complemented by an 11 m² covered veranda, creating a practical and inviting home with additional outdoor space. Apartment Features One bedroom One bathroom First-floor location 61 m² covered internal area 11 m² covered veranda Contemporary open-plan living and dining area Modern fitted kitchen Double-glazed thermal windows Enhanced thermal insulation for improved energy efficiency Private allocated parking space Access to a modern elevator Contemporary architectural design Currently under construction Energy Efficiency & Comfort Designed with a focus on comfort and energy efficiency, the apartment benefits from advanced thermal insulation and double-glazed thermal windows, helping to improve indoor temperature regulation and reduce energy consumption. The modern design and practical layout create a comfortable living environment suitable for permanent residence, a city apartment, or a property investment. Location & Accessibility The development enjoys a convenient city-centre setting, with supermarkets, cafes, restaurants, banks, pharmacies, schools, and shops approximately 200 metres away. The coastline is approximately 2.3 km away, while Paphos International Airport is approximately 9 km away. The historic old town, harbour, and other local attractions are also within easy reach. Construction & Estimated Delivery The apartment is currently under construction, with estimated delivery approximately 12–16 months after signing the contract. An Attractive Residential & Investment Opportunity Combining modern design, energy-efficient construction, private parking, and a convenient urban location, this one-bedroom apartment presents an appealing opportunity for both owner-occupiers and investors seeking a contemporary property in Paphos.

    Location

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    Location details are based on the listing information provided by the owner/agent.

    Nicosia Head Office

    Agent

    Agency ref: 35504

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    Mortgage calculator

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    Estimate monthly payments, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.

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    Cyprus mortgage estimate
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    Last updated: 24 May 2026

    Mortgage calculator for this property

    Estimate the loan, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.

    Listing price€280,000

    Recommended max LTV: 80%. Cyprus banks commonly finance up to 80% of the property value for an owner-occupied primary residence.

    Resale property selected. VAT is estimated at €0 and transfer fees may apply because VAT is generally not payable on resale properties.

    First-time buyer status is informational only here; it does not change the payment, transfer fees, stamp duty, or mortgage registration estimate.

    Reduced 5% VAT depends on a main-residence declaration, property size/value limits, and Tax Department eligibility.

    sqm

    Use only if the planning-permit and declaration deadlines apply.

    €56,000 deposit80% financed
    %
    years
    Cyprus fee assumptions
    • Transfer fees are estimated at 3%, 5%, 8% bands, then 50% reduced when VAT is not paid.
    • Transfer fees are estimated from purchase price and VAT treatment only; buyer ownership status does not change them here.
    • No transfer fee is estimated when VAT applies to the transaction under current Land Registry practice.
    • Mortgage registration is estimated at 1% of the mortgage amount.
    • Stamp duty is shown as €0 because stamp duty was abolished for agreements from 1 January 2026.
    Details buyers normally need
    • ID/passport, proof of address, tax details, and source-of-funds evidence.
    • Recent payslips, employment contract, accounts for self-employed buyers, and bank statements.
    • Sales agreement, valuation, title deed or planning documents, insurance, and deposit proof.
    • Ask the bank which first-home products and documents apply.
    Before applying

    Estimates are indicative only and do not constitute financial advice or a lending offer. Actual lending decisions, fees, VAT treatment, and affordability assessments depend on the individual bank, the Tax Department, the Department of Lands and Surveys, and the buyer's personal circumstances.

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