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    Villa

    €1,000,000

    Detached Villa in Pegeia, Paphos

    PAPHOS
    3 bedrooms
    0 bathrooms
    180 m² interior
    1000 m² plot

    Features

    • Heating
    • Air Conditioning
    • Balcony
    • Parking
    • Pool
    • Security System
    • Aircondition
    • Split system
    • Heating
    • Underfloor
    • Parking
    • Uncovered
    • Pool
    • Private
    • Veranda
    • Quiet area
    • Granite countertops
    • Marble flooring
    • Rental potential
    • En suite shower
    • Luxury specifications
    • Country view
    • Marble stairs
    • Kitchen appliances
    • Alarm

    Property description

    Offering privacy and plenty of potential, this attractive three-bedroom detached resale villa presents a wonderful opportunity to settle into a relaxed, freestanding home. With a thoughtful layout and welcoming proportions throughout, it serves as a versatile canvas whether you are seeking a primary family residence or an easy-care retreat. Inside, the home welcomes you with well-balanced living spaces designed for everyday comfort and effortless flow. The main living and dining areas offer a bright, open environment perfect for gathering with friends or unwinding after a busy day. Three dedicated bedrooms provide quiet havens for the entire household, ready to adapt to your lifestyle with room for rest, guest accommodation, or a dedicated home workspace. Outside, detached villa living ensures an added sense of independence and peaceful surroundings to enjoy the outdoors in total comfort. Positioned within reach of local conveniences and community amenities, this property combines everyday practicality with enduring charm. Contact Seaside Real Estate today to arrange your private viewing and explore everything this home has to offer. The property has faced high-quality renovation in 2024 and now presented with new swimming pool of 5m X 12m, new landscaping with beautiful well-groomed garden, including palm trees as well as many beautiful flowers and fruit trees. The villa offers new generation "Smart Home System" with voice control, premium kitchen appliances "Neff”, Italian marble floors with underfloor heating throughout the house and it is lined with beautiful natural stone.

    Location

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    Location details are based on the listing information provided by the owner/agent.

    Kornilia Chrysostomou✓

    Agent

    Agency ref: 1511

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    Mortgage calculator

    Beta

    Estimate monthly payments, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.

    Beta feature — indicative estimates only, not financial or legal advice.

    Cyprus mortgage estimate
    Beta
    Last updated: 24 May 2026

    Mortgage calculator for this property

    Estimate the loan, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.

    Listing price€1,000,000

    Recommended max LTV: 80%. Cyprus banks commonly finance up to 80% of the property value for an owner-occupied primary residence.

    Resale property selected. VAT is estimated at €0 and transfer fees may apply because VAT is generally not payable on resale properties.

    First-time buyer status is informational only here; it does not change the payment, transfer fees, stamp duty, or mortgage registration estimate.

    Reduced 5% VAT depends on a main-residence declaration, property size/value limits, and Tax Department eligibility.

    sqm

    Use only if the planning-permit and declaration deadlines apply.

    €200,000 deposit80% financed
    %
    years
    Cyprus fee assumptions
    • Transfer fees are estimated at 3%, 5%, 8% bands, then 50% reduced when VAT is not paid.
    • Transfer fees are estimated from purchase price and VAT treatment only; buyer ownership status does not change them here.
    • No transfer fee is estimated when VAT applies to the transaction under current Land Registry practice.
    • Mortgage registration is estimated at 1% of the mortgage amount.
    • Stamp duty is shown as €0 because stamp duty was abolished for agreements from 1 January 2026.
    Details buyers normally need
    • ID/passport, proof of address, tax details, and source-of-funds evidence.
    • Recent payslips, employment contract, accounts for self-employed buyers, and bank statements.
    • Sales agreement, valuation, title deed or planning documents, insurance, and deposit proof.
    • Ask the bank which first-home products and documents apply.
    Before applying

    Estimates are indicative only and do not constitute financial advice or a lending offer. Actual lending decisions, fees, VAT treatment, and affordability assessments depend on the individual bank, the Tax Department, the Department of Lands and Surveys, and the buyer's personal circumstances.

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