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    Apartment

    €185,000

    Apartment in Agios Theodoros

    Paphos - Agios Theodoros, PAPHOS
    2 bedrooms
    1 bathroom
    96 m² interior

    Condition

    Resale

    Energy

    NA

    Year built

    2007

    Floor

    3rd floor

    Features

      Property description

      Two-Bedroom Apartment in Agios Theodoros, Paphos A well-located two-bedroom apartment in the Agios Theodoros parish, within the Municipality of Paphos, offering excellent access to a wide range of amenities and services. The property is situated approximately 150 metres southeast of Sotiraki Markidi Avenue and approximately 600 metres northwest of Europe Avenue. The apartment is located on the third floor of a residential development constructed in 2007. It features a comfortable open-plan living, dining and kitchen area, two bedrooms, a bathroom and covered verandas. The property offers 81 m² of internal area and an additional 15 m² of covered verandas, providing a practical and comfortable living environment. The apartment has a separate Title Deed and is currently vacant, making it suitable for immediate private occupation or as an investment property with potential for rental income. Property Features Two bedrooms One bathroom Third-floor apartment 81 m² internal area 15 m² covered verandas Open-plan living, dining and kitchen area Separate Title Deed Vacant property Built in 2007 Suitable for private use or investment Excellent access to schools, supermarkets and everyday amenities Convenient location in Agios Theodoros, Paphos Tender Information The closing time for tender submission is 10:00 AM every Tuesday, unless otherwise specified.

      Location

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      Location details are based on the listing information provided by the owner/agent.

      Nicosia Head Office

      Agent

      Agency ref: 34712

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      Mortgage calculator

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      Estimate monthly payments, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.

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      Cyprus mortgage estimate
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      Last updated: 24 May 2026

      Mortgage calculator for this property

      Estimate the loan, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.

      Listing price€185,000

      Recommended max LTV: 80%. Cyprus banks commonly finance up to 80% of the property value for an owner-occupied primary residence.

      Resale property selected. VAT is estimated at €0 and transfer fees may apply because VAT is generally not payable on resale properties.

      First-time buyer status is informational only here; it does not change the payment, transfer fees, stamp duty, or mortgage registration estimate.

      Reduced 5% VAT depends on a main-residence declaration, property size/value limits, and Tax Department eligibility.

      sqm

      Use only if the planning-permit and declaration deadlines apply.

      €37,000 deposit80% financed
      %
      years
      Cyprus fee assumptions
      • Transfer fees are estimated at 3%, 5%, 8% bands, then 50% reduced when VAT is not paid.
      • Transfer fees are estimated from purchase price and VAT treatment only; buyer ownership status does not change them here.
      • No transfer fee is estimated when VAT applies to the transaction under current Land Registry practice.
      • Mortgage registration is estimated at 1% of the mortgage amount.
      • Stamp duty is shown as €0 because stamp duty was abolished for agreements from 1 January 2026.
      Details buyers normally need
      • ID/passport, proof of address, tax details, and source-of-funds evidence.
      • Recent payslips, employment contract, accounts for self-employed buyers, and bank statements.
      • Sales agreement, valuation, title deed or planning documents, insurance, and deposit proof.
      • Ask the bank which first-home products and documents apply.
      Before applying

      Estimates are indicative only and do not constitute financial advice or a lending offer. Actual lending decisions, fees, VAT treatment, and affordability assessments depend on the individual bank, the Tax Department, the Department of Lands and Surveys, and the buyer's personal circumstances.

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