€440,000
Apartment in Kato Paphos
Condition
Brand New
Energy
NA
Year built
2026
Floor
1st floor
Features
- Air Conditioning
- Parking
Property description
Bright, fresh, and modern, this two-bedroom apartment offers 76 m2 of comfortable living space in Kato Pafos. Completed and renovated in 2026, this first-floor residence is completely key-ready, making it an ideal choice for buyers seeking contemporary elegance without delay. The interior features a thoughtful layout filled with natural light, connecting welcoming living zones designed for relaxation and effortless hosting. Two restful bedrooms provide peaceful retreats, served by a stylishly appointed bathroom. With the convenience of optional furnishings, stepping directly into your new routine is made simple and stress-free. close Chabad house. Living here means embracing the relaxed Mediterranean rhythm of Kato Pafos while staying exceptionally connected. You will appreciate the easy proximity to local amenities for all your day-to-day essentials, alongside swift access to the highway for smooth commutes across the island. Offered at 440,000 EUR, this turnkey residence perfectly balances modern ease with a prime setting.
Location
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Mortgage calculator
Estimate monthly payments, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.
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Mortgage calculator for this property
Estimate the loan, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.
Recommended max LTV: 80%. Cyprus banks commonly finance up to 80% of the property value for an owner-occupied primary residence.
Resale property selected. VAT is estimated at €0 and transfer fees may apply because VAT is generally not payable on resale properties.
First-time buyer status is informational only here; it does not change the payment, transfer fees, stamp duty, or mortgage registration estimate.
Reduced 5% VAT depends on a main-residence declaration, property size/value limits, and Tax Department eligibility.
Use only if the planning-permit and declaration deadlines apply.
- Transfer fees are estimated at 3%, 5%, 8% bands, then 50% reduced when VAT is not paid.
- Transfer fees are estimated from purchase price and VAT treatment only; buyer ownership status does not change them here.
- No transfer fee is estimated when VAT applies to the transaction under current Land Registry practice.
- Mortgage registration is estimated at 1% of the mortgage amount.
- Stamp duty is shown as €0 because stamp duty was abolished for agreements from 1 January 2026.
- ID/passport, proof of address, tax details, and source-of-funds evidence.
- Recent payslips, employment contract, accounts for self-employed buyers, and bank statements.
- Sales agreement, valuation, title deed or planning documents, insurance, and deposit proof.
- Ask the bank which first-home products and documents apply.
Estimates are indicative only and do not constitute financial advice or a lending offer. Actual lending decisions, fees, VAT treatment, and affordability assessments depend on the individual bank, the Tax Department, the Department of Lands and Surveys, and the buyer's personal circumstances.