€375,000
House in Pegeia
Condition
Resale
Energy
NA
Features
Property description
This detached two-storey, three-bedroom house is located in the sought-after area of Pegeia, Paphos, approximately 500 metres north of Coral Bay Beach and within easy reach of the popular Coral Bay tourist area. The property enjoys a convenient location, combining a relaxed residential setting with easy access to the beach, restaurants, cafes, shops and a wide range of everyday amenities. The nearby Coral Bay strip offers various entertainment and leisure options, while supermarkets, bakeries, pharmacies, banks and other essential services are all within a short distance. Built around 2014, the property forms part a residential complex and offers comfortable living spaces arranged over two floors. The ground floor features an open-plan living, dining and kitchen area, providing a practical layout for everyday living, together with a guest toilet and access to the verandas. The first floor comprises three bedrooms and a family bathroom with a toilet. Externally, the house benefits from a private yard, a swimming pool and generous outdoor areas, providing space for relaxation and outdoor entertaining. The property is currently vacant, making it suitable for immediate owner-occupation or as an investment opportunity for long-term or holiday rental, subject to the relevant requirements. Property Details Three bedrooms Two-storey detached house Open-plan living, dining and kitchen area Family bathroom Guest toilet Private swimming pool Yard Covered and uncovered verandas Built around 2014 Part of a residential complex Vacant possession Area Breakdown Internal Covered Area: 202 m² Covered Verandas: 15 m² Uncovered Verandas: 33 m² Yard: 727 m² Total Covered Area: 217 m² Total Covered and Uncovered Areas: 250 m² Location Highlights Approximately 500 metres north of Coral Bay Beach Approximately 350 metres southwest of Agios Georgios Avenue Short distance from Coral Bay's restaurants, cafes and entertainment venues Convenient access to supermarkets, bakeries, shops and pharmacies Easy access to the wider Pegeia and Paphos areas Title / Transfer Details Way of Transfer: Contract of Sale
Location
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Mortgage calculator
Estimate monthly payments, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.
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Mortgage calculator for this property
Estimate the loan, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.
Recommended max LTV: 80%. Cyprus banks commonly finance up to 80% of the property value for an owner-occupied primary residence.
Resale property selected. VAT is estimated at €0 and transfer fees may apply because VAT is generally not payable on resale properties.
First-time buyer status is informational only here; it does not change the payment, transfer fees, stamp duty, or mortgage registration estimate.
Reduced 5% VAT depends on a main-residence declaration, property size/value limits, and Tax Department eligibility.
Use only if the planning-permit and declaration deadlines apply.
- Transfer fees are estimated at 3%, 5%, 8% bands, then 50% reduced when VAT is not paid.
- Transfer fees are estimated from purchase price and VAT treatment only; buyer ownership status does not change them here.
- No transfer fee is estimated when VAT applies to the transaction under current Land Registry practice.
- Mortgage registration is estimated at 1% of the mortgage amount.
- Stamp duty is shown as €0 because stamp duty was abolished for agreements from 1 January 2026.
- ID/passport, proof of address, tax details, and source-of-funds evidence.
- Recent payslips, employment contract, accounts for self-employed buyers, and bank statements.
- Sales agreement, valuation, title deed or planning documents, insurance, and deposit proof.
- Ask the bank which first-home products and documents apply.
Estimates are indicative only and do not constitute financial advice or a lending offer. Actual lending decisions, fees, VAT treatment, and affordability assessments depend on the individual bank, the Tax Department, the Department of Lands and Surveys, and the buyer's personal circumstances.