€120,000
Apartment in Peyia
Condition
Resale
Energy
NA
Year built
2006
Floor
1st floor
Features
Property description
A two-bedroom apartment is available for sale in the Pegeia Municipality, Paphos District, ideally situated approximately 800 metres east of the municipal centre and 1.1 km northeast of Pegeia Municipal Stadium. The property enjoys a convenient location, close to a wide range of amenities and services, including supermarkets, cafes, bakeries and schools. It also offers easy access to Paphos town centre and the popular Coral Bay tourist area. The apartment is situated on the first floor of a residential building constructed in 2006. It comprises an open-plan living and dining area with a kitchen, two bedrooms, including a master bedroom with an en-suite shower and WC, a family bathroom with WC, and a covered veranda. Property Features: - Internal covered area: 87 m² - Covered veranda: 10 m² - Bedrooms: 2 - Bathrooms: 2 - Floor: First floor - Year of construction: 2006 - Occupancy status: Vacant - Title deed: Not available The apartment is vacant and offers an excellent opportunity for both private residential use and investment purposes, with potential for rental income. Way of Transfer: Assignment of Contract. THE CLOSING TIME FOR TENDER SUBMISSION IS 10:00 AM EVERY TUESDAY, UNLESS OTHERWISE SPECIFIED
Location
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Mortgage calculator
Estimate monthly payments, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.
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Mortgage calculator for this property
Estimate the loan, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.
Recommended max LTV: 80%. Cyprus banks commonly finance up to 80% of the property value for an owner-occupied primary residence.
Resale property selected. VAT is estimated at €0 and transfer fees may apply because VAT is generally not payable on resale properties.
First-time buyer status is informational only here; it does not change the payment, transfer fees, stamp duty, or mortgage registration estimate.
Reduced 5% VAT depends on a main-residence declaration, property size/value limits, and Tax Department eligibility.
Use only if the planning-permit and declaration deadlines apply.
- Transfer fees are estimated at 3%, 5%, 8% bands, then 50% reduced when VAT is not paid.
- Transfer fees are estimated from purchase price and VAT treatment only; buyer ownership status does not change them here.
- No transfer fee is estimated when VAT applies to the transaction under current Land Registry practice.
- Mortgage registration is estimated at 1% of the mortgage amount.
- Stamp duty is shown as €0 because stamp duty was abolished for agreements from 1 January 2026.
- ID/passport, proof of address, tax details, and source-of-funds evidence.
- Recent payslips, employment contract, accounts for self-employed buyers, and bank statements.
- Sales agreement, valuation, title deed or planning documents, insurance, and deposit proof.
- Ask the bank which first-home products and documents apply.
Estimates are indicative only and do not constitute financial advice or a lending offer. Actual lending decisions, fees, VAT treatment, and affordability assessments depend on the individual bank, the Tax Department, the Department of Lands and Surveys, and the buyer's personal circumstances.