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    House

    €439,500

    House in Kato Paphos, Paphos

    PAPHOS → Harbor
    3 bedrooms
    2 bathrooms
    122 m² interior
    188 m² plot

    Features

    • Air Conditioning
    • Balcony
    • Pool
    • WiFi
    • Gated complex
    • Outdoor shower
    • Clubhouse
    • Aircondition
    • Split system
    • Pool
    • Communal
    • Guest WC
    • En suite shower
    • Walking distance to beach
    • Near amenities
    • Internet
    • Open plan
    • Bright
    • Shutters
    • Balcony
    • Fitted wardrobes
    • Shower

    Property description

    For sale in the popular area of Kato Paphos, this well-maintained resale house offers 122 m² of internal space. Built in 2000, the property provides a comfortable layout with three bedrooms and two bathrooms, ideal for families or anyone seeking a spacious home. Situated in a gated complex, residents will enjoy added security and peace of mind. The development features a communal swimming pool, perfect for relaxing or socializing with neighbors. The house is offered unfurnished, allowing you the freedom to style each room to your personal taste. Kato Paphos is known for its lively atmosphere, charming harbor, and rich archaeological sites. The area provides a perfect blend of relaxation and convenience, with a selection of shops, cafes, and restaurants all close by. The vibrant community and easy access to amenities make this a sought-after location for both holiday and permanent living. Don't miss this excellent opportunity to own a home in one of the area's most desirable complexes. Contact Seaside Real Estate today to arrange a viewing or to learn more about this property.

    Location

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    Approximate area: PAPHOS → Harbor

    Kornilia Chrysostomou✓

    Agent

    Agency ref: 1215

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    Mortgage calculator

    Beta

    Estimate monthly payments, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.

    Beta feature — indicative estimates only, not financial or legal advice.

    Cyprus mortgage estimate
    Beta
    Last updated: 24 May 2026

    Mortgage calculator for this property

    Estimate the loan, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.

    Listing price€439,500

    Recommended max LTV: 80%. Cyprus banks commonly finance up to 80% of the property value for an owner-occupied primary residence.

    Resale property selected. VAT is estimated at €0 and transfer fees may apply because VAT is generally not payable on resale properties.

    First-time buyer status is informational only here; it does not change the payment, transfer fees, stamp duty, or mortgage registration estimate.

    Reduced 5% VAT depends on a main-residence declaration, property size/value limits, and Tax Department eligibility.

    sqm

    Use only if the planning-permit and declaration deadlines apply.

    €87,900 deposit80% financed
    %
    years
    Cyprus fee assumptions
    • Transfer fees are estimated at 3%, 5%, 8% bands, then 50% reduced when VAT is not paid.
    • Transfer fees are estimated from purchase price and VAT treatment only; buyer ownership status does not change them here.
    • No transfer fee is estimated when VAT applies to the transaction under current Land Registry practice.
    • Mortgage registration is estimated at 1% of the mortgage amount.
    • Stamp duty is shown as €0 because stamp duty was abolished for agreements from 1 January 2026.
    Details buyers normally need
    • ID/passport, proof of address, tax details, and source-of-funds evidence.
    • Recent payslips, employment contract, accounts for self-employed buyers, and bank statements.
    • Sales agreement, valuation, title deed or planning documents, insurance, and deposit proof.
    • Ask the bank which first-home products and documents apply.
    Before applying

    Estimates are indicative only and do not constitute financial advice or a lending offer. Actual lending decisions, fees, VAT treatment, and affordability assessments depend on the individual bank, the Tax Department, the Department of Lands and Surveys, and the buyer's personal circumstances.

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