€585,000
3 bedroom Detached Villa in Ayia Napa
Condition
Resale
Energy
A
Year built
2020
Features
- Air Conditioning
- Furnished
- Parking
- Pool
- Storage Room
- Garden
Property description
For sale: This impressive detached villa offers a unique opportunity to own a modern home in the sought-after area of Ayia Napa. With an internal space of 193 m², the villa is thoughtfully designed and features 3 spacious bedrooms and 2 elegant bathrooms, perfect for families or those seeking comfort and style. Built in 2020, the property is in excellent condition and fully furnished, allowing you to move in immediately. The interiors are bright and inviting, complemented by a central air conditioning system for year-round comfort. The open-plan living area leads out to a private swimming pool, making it ideal for relaxing or entertaining guests. Enjoy beautiful sea views from the property, enhancing the Mediterranean lifestyle. Ayia Napa is well-known for its crystal-clear waters, vibrant lifestyle, and a variety of leisure options, including restaurants, shops, and picturesque beaches, all within easy reach. Energy efficiency class A ensures lower running costs and modern living. This villa combines luxury, convenience, and beautiful surroundings, making it a perfect home or investment. For more details or to arrange a viewing, contact Property Masters today.
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Mortgage calculator
Estimate monthly payments, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.
Beta feature — indicative estimates only, not financial or legal advice.
Beta — mortgage estimates only
Mortgage calculator for this property
Estimate the loan, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.
Recommended max LTV: 80%. Cyprus banks commonly finance up to 80% of the property value for an owner-occupied primary residence.
Resale property selected. VAT is estimated at €0 and transfer fees may apply because VAT is generally not payable on resale properties.
First-time buyer status is informational only here; it does not change the payment, transfer fees, stamp duty, or mortgage registration estimate.
Reduced 5% VAT depends on a main-residence declaration, property size/value limits, and Tax Department eligibility.
Use only if the planning-permit and declaration deadlines apply.
- Transfer fees are estimated at 3%, 5%, 8% bands, then 50% reduced when VAT is not paid.
- Transfer fees are estimated from purchase price and VAT treatment only; buyer ownership status does not change them here.
- No transfer fee is estimated when VAT applies to the transaction under current Land Registry practice.
- Mortgage registration is estimated at 1% of the mortgage amount.
- Stamp duty is shown as €0 because stamp duty was abolished for agreements from 1 January 2026.
- ID/passport, proof of address, tax details, and source-of-funds evidence.
- Recent payslips, employment contract, accounts for self-employed buyers, and bank statements.
- Sales agreement, valuation, title deed or planning documents, insurance, and deposit proof.
- Ask the bank which first-home products and documents apply.
Estimates are indicative only and do not constitute financial advice or a lending offer. Actual lending decisions, fees, VAT treatment, and affordability assessments depend on the individual bank, the Tax Department, the Department of Lands and Surveys, and the buyer's personal circumstances.