€240,800
Modern 1-Bedroom Apartment in Central Paphos
Condition
Under Construction
Energy
A
Floor
1st floor
Features
- Air Conditioning
- Elevator
- Balcony
- Furnished
- Parking
- Pool
- Storage Room
Property description
Discover a stylish 1-bedroom apartment designed for modern Mediterranean living in one of Paphos' most desirable locations. Offering 50m² of internal living space and up to 13.40m² of covered veranda, this residence combines comfort, functionality, and contemporary design. The property is sold fully equipped with a furniture package and kitchen appliances included in the price, making it ready to move in or rent out immediately. Residents enjoy access to a beautiful communal swimming pool, a private fitness studio, covered parking, and a storage room. Located just minutes from the city centre, shopping facilities, universities, the harbour, and the beach, this apartment offers the perfect balance of lifestyle and investment potential. For further information or to arrange a viewing, contact us at P.G.A. Property Masters, Licensed Real Estate Agency Reg. No. 1140, License No. 580.
Location
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Mortgage calculator
Estimate monthly payments, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.
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Mortgage calculator for this property
Estimate the loan, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.
Recommended max LTV: 80%. Cyprus banks commonly finance up to 80% of the property value for an owner-occupied primary residence.
Resale property selected. VAT is estimated at €0 and transfer fees may apply because VAT is generally not payable on resale properties.
First-time buyer status is informational only here; it does not change the payment, transfer fees, stamp duty, or mortgage registration estimate.
Reduced 5% VAT depends on a main-residence declaration, property size/value limits, and Tax Department eligibility.
Use only if the planning-permit and declaration deadlines apply.
- Transfer fees are estimated at 3%, 5%, 8% bands, then 50% reduced when VAT is not paid.
- Transfer fees are estimated from purchase price and VAT treatment only; buyer ownership status does not change them here.
- No transfer fee is estimated when VAT applies to the transaction under current Land Registry practice.
- Mortgage registration is estimated at 1% of the mortgage amount.
- Stamp duty is shown as €0 because stamp duty was abolished for agreements from 1 January 2026.
- ID/passport, proof of address, tax details, and source-of-funds evidence.
- Recent payslips, employment contract, accounts for self-employed buyers, and bank statements.
- Sales agreement, valuation, title deed or planning documents, insurance, and deposit proof.
- Ask the bank which first-home products and documents apply.
Estimates are indicative only and do not constitute financial advice or a lending offer. Actual lending decisions, fees, VAT treatment, and affordability assessments depend on the individual bank, the Tax Department, the Department of Lands and Surveys, and the buyer's personal circumstances.