€590,000
Semi-Detached Villa in Empa, Paphos
Condition
Brand New
Features
- Heating
- Air Conditioning
- Balcony
- Parking
- Pool
- Security System
- Solar Panels
- Solar water heater
- Aircondition
- Split system
- Heating
- Split system
- Parking
- Uncovered
- Pool
- Optional
- Guest WC
- Veranda
- Quiet area
- CCTV (provision)
- Rental potential
- En suite shower
- Luxury specifications
- Modern design
- Near amenities
- Alarm syst
Property description
For sale: This modern semi-detached villa offers comfortable living in the peaceful area of Empa. Currently under construction and set for completion in 2026, the property features a spacious interior with three well-sized bedrooms and two contemporary bathrooms. Designed for style and relaxation, the villa promises an inviting atmosphere with thoughtful layouts and abundant natural light. Empa is a charming residential area known for its tranquil surroundings and a friendly community vibe. It combines the calm of suburban life with easy access to local shops, restaurants, schools, and essential amenities. Residents enjoy city views while being just a short drive from vibrant urban centers and coastal attractions. Perfect for families or anyone seeking a fresh start, this unfurnished home gives you the freedom to decorate to your taste. Take advantage of the opportunity to own a brand-new, quality home in a desirable location. For more details or to schedule a viewing, contact Seaside Real Estate today.
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Mortgage calculator
Estimate monthly payments, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.
Beta feature — indicative estimates only, not financial or legal advice.
Beta — mortgage estimates only
Mortgage calculator for this property
Estimate the loan, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.
Recommended max LTV: 80%. Cyprus banks commonly finance up to 80% of the property value for an owner-occupied primary residence.
Resale property selected. VAT is estimated at €0 and transfer fees may apply because VAT is generally not payable on resale properties.
First-time buyer status is informational only here; it does not change the payment, transfer fees, stamp duty, or mortgage registration estimate.
Reduced 5% VAT depends on a main-residence declaration, property size/value limits, and Tax Department eligibility.
Use only if the planning-permit and declaration deadlines apply.
- Transfer fees are estimated at 3%, 5%, 8% bands, then 50% reduced when VAT is not paid.
- Transfer fees are estimated from purchase price and VAT treatment only; buyer ownership status does not change them here.
- No transfer fee is estimated when VAT applies to the transaction under current Land Registry practice.
- Mortgage registration is estimated at 1% of the mortgage amount.
- Stamp duty is shown as €0 because stamp duty was abolished for agreements from 1 January 2026.
- ID/passport, proof of address, tax details, and source-of-funds evidence.
- Recent payslips, employment contract, accounts for self-employed buyers, and bank statements.
- Sales agreement, valuation, title deed or planning documents, insurance, and deposit proof.
- Ask the bank which first-home products and documents apply.
Estimates are indicative only and do not constitute financial advice or a lending offer. Actual lending decisions, fees, VAT treatment, and affordability assessments depend on the individual bank, the Tax Department, the Department of Lands and Surveys, and the buyer's personal circumstances.