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    Apartment

    €229,000

    Apartment in Agia Zoni, Limassol

    Agia Zoni, LIMASSOL
    2 bedrooms
    1 bathroom
    72 m² interior

    Features

    • Air Conditioning
    • Elevator
    • Balcony
    • Solar Panels
    • Elevator
    • Solar water heater
    • Aircondition
    • Central system
    • Veranda
    • Rental potential
    • Walking distance to beach
    • Near bus route
    • Near amenities
    • Double glazing
    • Investment opportunity
    • Internal stairs
    • Balcony
    • Easy access to main roads
    • Easy access to h

    Property description

    Renovated 2-Bedroom Apartment in Central Agia Zoni • Prime central location: Situated in Agia Zoni, one of Limassol’s established central residential areas, surrounded by shops, cafes, restaurants, services and offices, with the beach within walking distance. • Fully renovated interior: The apartment was completely renovated in 2026, including new flooring, new kitchen, renovated bathrooms, new plumbing pipes, updated electrical works and full internal painting. • Roof insulation: Additional insulation has been installed on the roof, improving the apartment’s overall thermal performance. • Comfortable layout: Approximately 72 m² of internal area plus a 6 m² balcony, with two bedrooms and an open-plan living area. • Top-floor apartment: Located on the 5th and top floor of a building with elevator access. • Important: The interior has been fully renovated, while the exterior/common areas of the building have not yet been renovated. • Parking: No exclusive or designated parking space is included. A strong opportunity for investors seeking a renovated property in a central Limassol location with close access to employment areas and everyday amenities, as well as for buyers looking for a city-centre residence.

    Location

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    Savvas Evangelou✓

    Agent
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    Mortgage calculator

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    Estimate monthly payments, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.

    Beta feature — indicative estimates only, not financial or legal advice.

    Cyprus mortgage estimate
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    Last updated: 24 May 2026

    Mortgage calculator for this property

    Estimate the loan, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.

    Listing price€229,000

    Recommended max LTV: 80%. Cyprus banks commonly finance up to 80% of the property value for an owner-occupied primary residence.

    Resale property selected. VAT is estimated at €0 and transfer fees may apply because VAT is generally not payable on resale properties.

    First-time buyer status is informational only here; it does not change the payment, transfer fees, stamp duty, or mortgage registration estimate.

    Reduced 5% VAT depends on a main-residence declaration, property size/value limits, and Tax Department eligibility.

    sqm

    Use only if the planning-permit and declaration deadlines apply.

    €45,800 deposit80% financed
    %
    years
    Cyprus fee assumptions
    • Transfer fees are estimated at 3%, 5%, 8% bands, then 50% reduced when VAT is not paid.
    • Transfer fees are estimated from purchase price and VAT treatment only; buyer ownership status does not change them here.
    • No transfer fee is estimated when VAT applies to the transaction under current Land Registry practice.
    • Mortgage registration is estimated at 1% of the mortgage amount.
    • Stamp duty is shown as €0 because stamp duty was abolished for agreements from 1 January 2026.
    Details buyers normally need
    • ID/passport, proof of address, tax details, and source-of-funds evidence.
    • Recent payslips, employment contract, accounts for self-employed buyers, and bank statements.
    • Sales agreement, valuation, title deed or planning documents, insurance, and deposit proof.
    • Ask the bank which first-home products and documents apply.
    Before applying

    Estimates are indicative only and do not constitute financial advice or a lending offer. Actual lending decisions, fees, VAT treatment, and affordability assessments depend on the individual bank, the Tax Department, the Department of Lands and Surveys, and the buyer's personal circumstances.

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