€229,000
Apartment in Agia Zoni, Limassol
Features
- Air Conditioning
- Elevator
- Balcony
- Solar Panels
- Elevator
- Solar water heater
- Aircondition
- Central system
- Veranda
- Rental potential
- Walking distance to beach
- Near bus route
- Near amenities
- Double glazing
- Investment opportunity
- Internal stairs
- Balcony
- Easy access to main roads
- Easy access to h
Property description
Renovated 2-Bedroom Apartment in Central Agia Zoni • Prime central location: Situated in Agia Zoni, one of Limassol’s established central residential areas, surrounded by shops, cafes, restaurants, services and offices, with the beach within walking distance. • Fully renovated interior: The apartment was completely renovated in 2026, including new flooring, new kitchen, renovated bathrooms, new plumbing pipes, updated electrical works and full internal painting. • Roof insulation: Additional insulation has been installed on the roof, improving the apartment’s overall thermal performance. • Comfortable layout: Approximately 72 m² of internal area plus a 6 m² balcony, with two bedrooms and an open-plan living area. • Top-floor apartment: Located on the 5th and top floor of a building with elevator access. • Important: The interior has been fully renovated, while the exterior/common areas of the building have not yet been renovated. • Parking: No exclusive or designated parking space is included. A strong opportunity for investors seeking a renovated property in a central Limassol location with close access to employment areas and everyday amenities, as well as for buyers looking for a city-centre residence.
Location
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Mortgage calculator
Estimate monthly payments, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.
Beta feature — indicative estimates only, not financial or legal advice.
Beta — mortgage estimates only
Mortgage calculator for this property
Estimate the loan, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.
Recommended max LTV: 80%. Cyprus banks commonly finance up to 80% of the property value for an owner-occupied primary residence.
Resale property selected. VAT is estimated at €0 and transfer fees may apply because VAT is generally not payable on resale properties.
First-time buyer status is informational only here; it does not change the payment, transfer fees, stamp duty, or mortgage registration estimate.
Reduced 5% VAT depends on a main-residence declaration, property size/value limits, and Tax Department eligibility.
Use only if the planning-permit and declaration deadlines apply.
- Transfer fees are estimated at 3%, 5%, 8% bands, then 50% reduced when VAT is not paid.
- Transfer fees are estimated from purchase price and VAT treatment only; buyer ownership status does not change them here.
- No transfer fee is estimated when VAT applies to the transaction under current Land Registry practice.
- Mortgage registration is estimated at 1% of the mortgage amount.
- Stamp duty is shown as €0 because stamp duty was abolished for agreements from 1 January 2026.
- ID/passport, proof of address, tax details, and source-of-funds evidence.
- Recent payslips, employment contract, accounts for self-employed buyers, and bank statements.
- Sales agreement, valuation, title deed or planning documents, insurance, and deposit proof.
- Ask the bank which first-home products and documents apply.
Estimates are indicative only and do not constitute financial advice or a lending offer. Actual lending decisions, fees, VAT treatment, and affordability assessments depend on the individual bank, the Tax Department, the Department of Lands and Surveys, and the buyer's personal circumstances.
