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    Semi-detached

    €315,000

    Semi Detached Home in Livadia Larnakas

    Livadia, LARNACA
    3 bedrooms
    2 bathrooms
    125 m² interior
    177 m² plot

    Condition

    Resale

    Energy

    A

    Year built

    2015

    Features

    • Air Conditioning
    • Furnished
    • Parking
    • Security System
    • Storage Room

    Property description

    For sale is a spacious semi-detached house in the quiet and popular area of Livadia Larnakas. This resale property offers 125 square meters of comfortable living space on the ground floor, making it an excellent choice for families or anyone seeking easy access and convenience. Built in 2015, the home is in excellent condition and features energy efficiency class A, ensuring lower utility costs and a more sustainable lifestyle. The interior includes three well-sized bedrooms and two modern bathrooms, offering ample space and privacy for all members of the household. The central AC system provides year-round comfort, while the open-plan layout ensures natural light flows throughout the living and dining areas. Livadia Larnakas is well-known for its peaceful atmosphere, safe environment, and friendly community. The neighborhood boasts easy access to the main highway, making commuting simple, and it is conveniently close to essential amenities such as shops, schools, cafes, and parks. The area is ideal for those seeking a balance between a calm residential setting and proximity to urban comforts. This wonderful home is proudly advertised by Property Masters. If you are looking for a move-in-ready property in a desirable area, this is an excellent opportunity.

    Location

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    Location details are based on the listing information provided by the owner/agent.

    G

    Giorgos Kanarakis✓

    Agent

    Agency ref: 2684

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    Mortgage calculator

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    Estimate monthly payments, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.

    Beta feature — indicative estimates only, not financial or legal advice.

    Cyprus mortgage estimate
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    Last updated: 24 May 2026

    Mortgage calculator for this property

    Estimate the loan, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.

    Listing price€315,000

    Recommended max LTV: 80%. Cyprus banks commonly finance up to 80% of the property value for an owner-occupied primary residence.

    Resale property selected. VAT is estimated at €0 and transfer fees may apply because VAT is generally not payable on resale properties.

    First-time buyer status is informational only here; it does not change the payment, transfer fees, stamp duty, or mortgage registration estimate.

    Reduced 5% VAT depends on a main-residence declaration, property size/value limits, and Tax Department eligibility.

    sqm

    Use only if the planning-permit and declaration deadlines apply.

    €63,000 deposit80% financed
    %
    years
    Cyprus fee assumptions
    • Transfer fees are estimated at 3%, 5%, 8% bands, then 50% reduced when VAT is not paid.
    • Transfer fees are estimated from purchase price and VAT treatment only; buyer ownership status does not change them here.
    • No transfer fee is estimated when VAT applies to the transaction under current Land Registry practice.
    • Mortgage registration is estimated at 1% of the mortgage amount.
    • Stamp duty is shown as €0 because stamp duty was abolished for agreements from 1 January 2026.
    Details buyers normally need
    • ID/passport, proof of address, tax details, and source-of-funds evidence.
    • Recent payslips, employment contract, accounts for self-employed buyers, and bank statements.
    • Sales agreement, valuation, title deed or planning documents, insurance, and deposit proof.
    • Ask the bank which first-home products and documents apply.
    Before applying

    Estimates are indicative only and do not constitute financial advice or a lending offer. Actual lending decisions, fees, VAT treatment, and affordability assessments depend on the individual bank, the Tax Department, the Department of Lands and Surveys, and the buyer's personal circumstances.

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