€175,000
Semi-Detached Ground Floor House in Salamina Needs Renovation
Condition
Resale
Energy
NA
Year built
1995
Features
- Furnished
- Parking
- Garden
Property description
An exclusivity by Property Masters agency a 2-bedroom semi-detached house ideally located in a highly convenient area of Larnaca, just minutes from Metropolis Mall. The property offers an internal covered area of approximately 100 sqm and sits on a generous 300 sqm plot, providing ample outdoor space both at the front and rear of the house. The residence features a spacious garden on both sides, offering excellent potential for landscaping, outdoor living areas, or future extensions. Its location combines easy access to key amenities, shopping, and main road connections, making it suitable for both residential use and investment purposes. The property requires renovation, presenting a great opportunity for buyers to customize and add value according to their preferences. With its large plot and prime location, this house has strong potential to be transformed into a modern family home or a profitable investment.
Location
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Mortgage calculator
Estimate monthly payments, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.
Beta feature — indicative estimates only, not financial or legal advice.
Beta — mortgage estimates only
Mortgage calculator for this property
Estimate the loan, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.
Recommended max LTV: 80%. Cyprus banks commonly finance up to 80% of the property value for an owner-occupied primary residence.
Resale property selected. VAT is estimated at €0 and transfer fees may apply because VAT is generally not payable on resale properties.
First-time buyer status is informational only here; it does not change the payment, transfer fees, stamp duty, or mortgage registration estimate.
Reduced 5% VAT depends on a main-residence declaration, property size/value limits, and Tax Department eligibility.
Use only if the planning-permit and declaration deadlines apply.
- Transfer fees are estimated at 3%, 5%, 8% bands, then 50% reduced when VAT is not paid.
- Transfer fees are estimated from purchase price and VAT treatment only; buyer ownership status does not change them here.
- No transfer fee is estimated when VAT applies to the transaction under current Land Registry practice.
- Mortgage registration is estimated at 1% of the mortgage amount.
- Stamp duty is shown as €0 because stamp duty was abolished for agreements from 1 January 2026.
- ID/passport, proof of address, tax details, and source-of-funds evidence.
- Recent payslips, employment contract, accounts for self-employed buyers, and bank statements.
- Sales agreement, valuation, title deed or planning documents, insurance, and deposit proof.
- Ask the bank which first-home products and documents apply.
Estimates are indicative only and do not constitute financial advice or a lending offer. Actual lending decisions, fees, VAT treatment, and affordability assessments depend on the individual bank, the Tax Department, the Department of Lands and Surveys, and the buyer's personal circumstances.