€430,000
4-Bed Detached House in Aradippou
Condition
Resale
Energy
NA
Year built
2013
Features
- Air Conditioning
- Balcony
- Furnished
- Parking
- Storage Room
- Garden
- Fireplace
Property description
This 4-bedroom detached house sits on a large plot in Aradippou and was built in 2013. The 188-square-meter interior is partially furnished and laid out across the ground floor, with four bedrooms providing flexible space for family living, guest accommodation, or home offices. The property sits close to the highway for convenient access and near local amenities including shops, restaurants, and services. Aradippou is a residential town in the Larnaca district, adjoining the city of Larnaca. The area offers a mix of apartments and villas, most low-rise, with direct access to everyday services. Markets, cafes, pharmacies, and food shopping are within easy reach, and the town benefits from proximity to major transport links. Contact Property Masters to arrange a viewing.
Location
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Mortgage calculator
Estimate monthly payments, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.
Beta feature — indicative estimates only, not financial or legal advice.
Beta — mortgage estimates only
Mortgage calculator for this property
Estimate the loan, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.
Recommended max LTV: 80%. Cyprus banks commonly finance up to 80% of the property value for an owner-occupied primary residence.
Resale property selected. VAT is estimated at €0 and transfer fees may apply because VAT is generally not payable on resale properties.
First-time buyer status is informational only here; it does not change the payment, transfer fees, stamp duty, or mortgage registration estimate.
Reduced 5% VAT depends on a main-residence declaration, property size/value limits, and Tax Department eligibility.
Use only if the planning-permit and declaration deadlines apply.
- Transfer fees are estimated at 3%, 5%, 8% bands, then 50% reduced when VAT is not paid.
- Transfer fees are estimated from purchase price and VAT treatment only; buyer ownership status does not change them here.
- No transfer fee is estimated when VAT applies to the transaction under current Land Registry practice.
- Mortgage registration is estimated at 1% of the mortgage amount.
- Stamp duty is shown as €0 because stamp duty was abolished for agreements from 1 January 2026.
- ID/passport, proof of address, tax details, and source-of-funds evidence.
- Recent payslips, employment contract, accounts for self-employed buyers, and bank statements.
- Sales agreement, valuation, title deed or planning documents, insurance, and deposit proof.
- Ask the bank which first-home products and documents apply.
Estimates are indicative only and do not constitute financial advice or a lending offer. Actual lending decisions, fees, VAT treatment, and affordability assessments depend on the individual bank, the Tax Department, the Department of Lands and Surveys, and the buyer's personal circumstances.