€270,000
3 bedroom House in Deftera Pano
Condition
Under Construction
Energy
NA
Property description
3 Bedroom detached house for sale in Deftera. It consists of an open plan living room with a kitchen, a bathroom, an en-suite bathroom in the master bedroom, a guest toilet, a garden and 2 covered parking spaces.
Features
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Mortgage calculator
Estimate monthly payments, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.
Beta feature — indicative estimates only, not financial or legal advice.
Beta — mortgage estimates only
Mortgage calculator for this property
Estimate the loan, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.
Central Bank caps are estimated at 80% loan-to-value for this use.
Resale or no VAT selected. Transfer fees may apply instead.
This does not automatically decide VAT eligibility; the bank and Tax Department still check the full facts.
Use only if the planning-permit and declaration deadlines apply.
- Transfer fees are estimated at 3%, 5%, 8% bands, then 50% reduced when VAT is not paid.
- No transfer fee is estimated when VAT applies to the transaction.
- Mortgage registration is estimated at 1% of the mortgage amount.
- Stamp duty is shown as €0 because stamp duty was abolished for agreements from 1 January 2026.
- ID/passport, proof of address, tax details, and source-of-funds evidence.
- Recent payslips, employment contract, accounts for self-employed buyers, and bank statements.
- Sales agreement, valuation, title deed or planning documents, insurance, and deposit proof.
- Ask the bank which first-home products and documents apply.
Confirm VAT eligibility, title-deed status, contract terms, bank affordability, and any exemptions with a Cyprus bank, licensed lawyer, and tax adviser. This calculator is an estimate, not legal or financial advice.
