€465,000
Apartment, Larnaca, Larnaca Center
Condition
Brand New
Energy
NA
Year built
2024
Floor
6th floor
Features
- Parking
Property description
3 bedroom luxury duplex apartmentwith roof garden for sale, in Larnaca centre and near the American Academy. The flats consist of open plan living and kitchen area, 3 bedrooms (master with en-suite shower), main bathroom, and the verandas. The top floor apartment enjoy individual access to their allocated roof garden on 7th floor with w.c. and shower room, electrical room and barbeque area, offering views of the surrounding area. Smart home provision and with the latest methods of energy efficiency class A. Sectioned architectural design of the building for independent positioning of each apartments, with hardly any shared walls, offering maximum privacy. Light and airy apartments due to the building south orientation. Audio & Video Door Entry System, as well as remote controlled parking bar opening. In a quiet residential area, providing easy and safe access to the school and close to all amenities. Finikoudes promenade is only 700m away.
Location
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Mortgage calculator
Estimate monthly payments, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.
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Mortgage calculator for this property
Estimate the loan, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.
Recommended max LTV: 80%. Cyprus banks commonly finance up to 80% of the property value for an owner-occupied primary residence.
Resale property selected. VAT is estimated at €0 and transfer fees may apply because VAT is generally not payable on resale properties.
First-time buyer status is informational only here; it does not change the payment, transfer fees, stamp duty, or mortgage registration estimate.
Reduced 5% VAT depends on a main-residence declaration, property size/value limits, and Tax Department eligibility.
Use only if the planning-permit and declaration deadlines apply.
- Transfer fees are estimated at 3%, 5%, 8% bands, then 50% reduced when VAT is not paid.
- Transfer fees are estimated from purchase price and VAT treatment only; buyer ownership status does not change them here.
- No transfer fee is estimated when VAT applies to the transaction under current Land Registry practice.
- Mortgage registration is estimated at 1% of the mortgage amount.
- Stamp duty is shown as €0 because stamp duty was abolished for agreements from 1 January 2026.
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Estimates are indicative only and do not constitute financial advice or a lending offer. Actual lending decisions, fees, VAT treatment, and affordability assessments depend on the individual bank, the Tax Department, the Department of Lands and Surveys, and the buyer's personal circumstances.