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    Villa

    €2,900,000

    4 bedroom detached villa in Germasogia tourist area

    LIMASSOL
    4 bedrooms
    1 bathroom
    285 m² interior
    600 m² plot

    Condition

    Resale

    Energy

    NA

    Year built

    2006

    Property description

    ??Plot size 600m² ??Covered area 285m² ??4 bedrooms( 2 ensuite) ??1 office ??Guest wc ??1 common bathroom ??Diesel central heating ??Ac ??Electric shutters ??Parking ??Gated complex ??Common swimming pool Year Builded : 2006 -24 hours security- **Walking distance to the beach

    Features

    • Air Conditioning
    • Balcony
    • Furnished
    • Parking
    • Pool
    • Storage Room
    • Garden

    Location

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    Location details are based on the listing information provided by the owner/agent.

    A

    Andreas Prodromou

    Agent
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    Mortgage calculator

    Beta

    Estimate monthly payments, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.

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    Cyprus mortgage estimate
    Beta
    Last updated: 24 May 2026

    Mortgage calculator for this property

    Estimate the loan, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.

    Listing price€2,900,000

    Central Bank caps are estimated at 80% loan-to-value for this use.

    Resale or no VAT selected. Transfer fees may apply instead.

    This does not automatically decide VAT eligibility; the bank and Tax Department still check the full facts.

    sqm

    Use only if the planning-permit and declaration deadlines apply.

    €580,000 deposit80% financed
    %
    years
    Cyprus fee assumptions
    • Transfer fees are estimated at 3%, 5%, 8% bands, then 50% reduced when VAT is not paid.
    • No transfer fee is estimated when VAT applies to the transaction.
    • Mortgage registration is estimated at 1% of the mortgage amount.
    • Stamp duty is shown as €0 because stamp duty was abolished for agreements from 1 January 2026.
    Details buyers normally need
    • ID/passport, proof of address, tax details, and source-of-funds evidence.
    • Recent payslips, employment contract, accounts for self-employed buyers, and bank statements.
    • Sales agreement, valuation, title deed or planning documents, insurance, and deposit proof.
    • Ask the bank which first-home products and documents apply.
    Before applying

    Confirm VAT eligibility, title-deed status, contract terms, bank affordability, and any exemptions with a Cyprus bank, licensed lawyer, and tax adviser. This calculator is an estimate, not legal or financial advice.

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