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    Penthouse

    €455,000

    Apartment, Larnaca, Alpha Mega Area

    LARNACA
    2 bedrooms
    2 bathrooms
    97 m² interior

    Condition

    Under Construction

    Energy

    A

    Floor

    4th floor

    Features

    • Elevator
    • Parking
    • Pool
    • Storage Room

    Property description

    2 Bedroom Apartment with Roof Garden, in a two blocks building, with common 6x12m Swimming Pool. Open Plan living/dining area with kitchen, a utility area, the main bathroom and the 2 bedrooms from which the main with en-suite. Big balcony with common swimming pool and sea views. On a building with 27 units in 4 floors. Available 2 or 3 bedroom apartments with roof gardens of 39m² up to 92m² on the 4th floor, with price range from €395,000 to €480,000, internal areas from 80m² to 100m² and covered/uncovered balconies from 23m² to 67m². Extra bathroom and storage room on the roof garden. Modern style and high quality building construction. The project will be delivered by July 2027

    Location

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    Location details are based on the listing information provided by the owner/agent.

    Nicosia Head Office

    Agent

    Agency ref: 35502

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    Mortgage calculator

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    Estimate monthly payments, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.

    Beta feature — indicative estimates only, not financial or legal advice.

    Cyprus mortgage estimate
    Beta
    Last updated: 24 May 2026

    Mortgage calculator for this property

    Estimate the loan, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.

    Listing price€455,000

    Recommended max LTV: 80%. Cyprus banks commonly finance up to 80% of the property value for an owner-occupied primary residence.

    Resale property selected. VAT is estimated at €0 and transfer fees may apply because VAT is generally not payable on resale properties.

    First-time buyer status is informational only here; it does not change the payment, transfer fees, stamp duty, or mortgage registration estimate.

    Reduced 5% VAT depends on a main-residence declaration, property size/value limits, and Tax Department eligibility.

    sqm

    Use only if the planning-permit and declaration deadlines apply.

    €91,000 deposit80% financed
    %
    years
    Cyprus fee assumptions
    • Transfer fees are estimated at 3%, 5%, 8% bands, then 50% reduced when VAT is not paid.
    • Transfer fees are estimated from purchase price and VAT treatment only; buyer ownership status does not change them here.
    • No transfer fee is estimated when VAT applies to the transaction under current Land Registry practice.
    • Mortgage registration is estimated at 1% of the mortgage amount.
    • Stamp duty is shown as €0 because stamp duty was abolished for agreements from 1 January 2026.
    Details buyers normally need
    • ID/passport, proof of address, tax details, and source-of-funds evidence.
    • Recent payslips, employment contract, accounts for self-employed buyers, and bank statements.
    • Sales agreement, valuation, title deed or planning documents, insurance, and deposit proof.
    • Ask the bank which first-home products and documents apply.
    Before applying

    Estimates are indicative only and do not constitute financial advice or a lending offer. Actual lending decisions, fees, VAT treatment, and affordability assessments depend on the individual bank, the Tax Department, the Department of Lands and Surveys, and the buyer's personal circumstances.

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