€385,000
Apartment, Larnaca, Larnaca Center, Metro
Condition
Brand New
Energy
NA
Year built
2025
Floor
5th floor
Features
- Elevator
Property description
Experience effortless urban living in this contemporary 3-bedroom penthouse, ideally located in Sotiros, within walking distance of Metro Supermarket and essential city amenities. Designed for modern lifestyles, the bright open-plan living, dining, and kitchen area offers excellent space, flow, and natural light. The standout feature of this penthouse is its private 27.8 m² rooftop terrace, providing an exclusive outdoor retreat ideal for entertaining, alfresco dining, or relaxing while enjoying open views. This elevated outdoor space enhances the sense of privacy and lifestyle appeal rarely found in apartment living. The property features a master bedroom with en-suite bathroom, complemented by two additional well-sized bedrooms. Further benefits include covered parking, offering convenience and security. With completion scheduled for mid-2026, this penthouse combines modern design, private outdoor living, and a prime central location, making it an excellent choice for both owner-occupiers and investors.
Location
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Mortgage calculator
Estimate monthly payments, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.
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Mortgage calculator for this property
Estimate the loan, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.
Recommended max LTV: 80%. Cyprus banks commonly finance up to 80% of the property value for an owner-occupied primary residence.
Resale property selected. VAT is estimated at €0 and transfer fees may apply because VAT is generally not payable on resale properties.
First-time buyer status is informational only here; it does not change the payment, transfer fees, stamp duty, or mortgage registration estimate.
Reduced 5% VAT depends on a main-residence declaration, property size/value limits, and Tax Department eligibility.
Use only if the planning-permit and declaration deadlines apply.
- Transfer fees are estimated at 3%, 5%, 8% bands, then 50% reduced when VAT is not paid.
- Transfer fees are estimated from purchase price and VAT treatment only; buyer ownership status does not change them here.
- No transfer fee is estimated when VAT applies to the transaction under current Land Registry practice.
- Mortgage registration is estimated at 1% of the mortgage amount.
- Stamp duty is shown as €0 because stamp duty was abolished for agreements from 1 January 2026.
- ID/passport, proof of address, tax details, and source-of-funds evidence.
- Recent payslips, employment contract, accounts for self-employed buyers, and bank statements.
- Sales agreement, valuation, title deed or planning documents, insurance, and deposit proof.
- Ask the bank which first-home products and documents apply.
Estimates are indicative only and do not constitute financial advice or a lending offer. Actual lending decisions, fees, VAT treatment, and affordability assessments depend on the individual bank, the Tax Department, the Department of Lands and Surveys, and the buyer's personal circumstances.