€180,000
Apartment, Larnaca, Metropolis Mall Area
Condition
Brand New
Energy
NA
Year built
2026
Floor
3rd floor
Features
- Parking
Property description
Situated in a brand-new residential development next to Metropolis Mall in Larnaca, this modern top-floor 1-bedroom, 1-bathroom apartment offers stylish and convenient contemporary living. The apartment features a bright open-plan living and kitchen area with floor-to-ceiling sliding doors leading to a spacious 20m² covered veranda, creating a seamless indoor-outdoor living experience ideal for relaxing or entertaining. Built with comfort and energy efficiency in mind, the property includes A-rated energy-efficient glazing, elegant false ceilings, and air conditioning in the living area. Additional benefits include covered parking and a private storage room for extra practicality. An excellent opportunity for both investment and homeownership, with delivery expected in mid-2027.
Location
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Mortgage calculator
Estimate monthly payments, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.
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Mortgage calculator for this property
Estimate the loan, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.
Recommended max LTV: 80%. Cyprus banks commonly finance up to 80% of the property value for an owner-occupied primary residence.
Resale property selected. VAT is estimated at €0 and transfer fees may apply because VAT is generally not payable on resale properties.
First-time buyer status is informational only here; it does not change the payment, transfer fees, stamp duty, or mortgage registration estimate.
Reduced 5% VAT depends on a main-residence declaration, property size/value limits, and Tax Department eligibility.
Use only if the planning-permit and declaration deadlines apply.
- Transfer fees are estimated at 3%, 5%, 8% bands, then 50% reduced when VAT is not paid.
- Transfer fees are estimated from purchase price and VAT treatment only; buyer ownership status does not change them here.
- No transfer fee is estimated when VAT applies to the transaction under current Land Registry practice.
- Mortgage registration is estimated at 1% of the mortgage amount.
- Stamp duty is shown as €0 because stamp duty was abolished for agreements from 1 January 2026.
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- Ask the bank which first-home products and documents apply.
Estimates are indicative only and do not constitute financial advice or a lending offer. Actual lending decisions, fees, VAT treatment, and affordability assessments depend on the individual bank, the Tax Department, the Department of Lands and Surveys, and the buyer's personal circumstances.